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Flood history · Florida

Flood insurance claims in Florida

444,342 claims and $19.3 billion paid since 1978. Find your ZIP code.

444,342claims since 1978
$19.3 billionpaid to policyholders
644ZIP codes with 50+ claims

Claims by year

1978: 419 claims1979: 6412 claims1980: 787 claims1981: 2584 claims1982: 5107 claims1983: 885 claims1984: 1227 claims1985: 10822 claims1986: 637 claims1987: 573 claims1988: 3024 claims1989: 421 claims1990: 266 claims1991: 2219 claims1992: 11510 claims1993: 10215 claims1994: 3926 claims1995: 17284 claims1996: 8262 claims1997: 2554 claims1998: 14837 claims1999: 24724 claims2000: 13838 claims2001: 5203 claims2002: 1534 claims2003: 2097 claims2004: 34683 claims2005: 32363 claims2006: 1026 claims2007: 984 claims2008: 4422 claims2009: 3511 claims2010: 910 claims2011: 2157 claims2012: 5368 claims2013: 2153 claims2014: 3960 claims2015: 1992 claims2016: 8834 claims2017: 31416 claims2018: 5098 claims2019: 1193 claims2020: 9991 claims2021: 933 claims2022: 50317 claims2023: 10299 claims2024: 80439 claims2025: 721 claims2026: 205 claims19801990200020102020

Biggest flood events

Event (top events per ZIP)YearClaims
Hurricane Helene202454,444
Hurricane Ian202247,140
Hurricane Irma201727,682
Unnamed flooding197924,349
Hurricane Irene199920,951
Hurricane Milton202420,727
Hurricane Wilma200516,107
Hurricane Ivan200412,461

Florida ZIP codes by flood claims

ZIP codes with at least 50 claims. Select one for its full history.

ZIPPlaceCountyClaimsPaidLast 10 yrs
33908Fort MyersLee8,402$885.4 million8,050
33040Key WestMonroe8,242$272.6 million1,640
33703Saint PetersburgPinellas7,743$563.2 million4,455
33931Fort Myers BeachLee7,645$708.9 million4,119
33708Saint PetersburgPinellas7,627$535.2 million3,869
32561Gulf BreezeSanta Rosa7,464$276.1 million402
33706Saint PetersburgPinellas7,275$638.0 million4,497
33957SanibelLee7,057$693.4 million5,698
32507PensacolaEscambia5,669$293.3 million1,254
33050MarathonMonroe5,286$153.9 million1,861
33042Summerland KeyMonroe5,022$73.3 million1,590
34667HudsonPasco4,691$220.3 million2,004
34242SarasotaSarasota4,460$347.5 million3,379
33177MiamiMiami-Dade3,779$55.7 million125
34652New Port RicheyPasco3,751$283.2 million2,126
33914Cape CoralLee3,663$240.5 million3,387
32541DestinOkaloosa3,595$101.7 million53
33702Saint PetersburgPinellas3,490$259.7 million2,382
33186MiamiMiami-Dade3,451$22.1 million107
32563Gulf BreezeSanta Rosa3,413$234.2 million369
32566NavarreSanta Rosa3,406$125.2 million408
32080Saint AugustineSaint Johns3,382$134.4 million1,236
34223EnglewoodSarasota3,375$201.5 million2,688
33950Punta GordaCharlotte3,201$141.1 million2,269
34217Bradenton BeachManatee3,182$225.9 million2,256
34102NaplesCollier3,181$339.8 million2,875
34429Crystal RiverCitrus3,020$201.1 million1,240
34228Longboat KeyManatee2,920$208.1 million1,862
33904Cape CoralLee2,773$208.2 million2,392
34134Bonita SpringsLee2,711$273.2 million2,296
33615TampaHillsborough2,693$226.6 million2,043
33043Big Pine KeyMonroe2,678$57.1 million1,042
33785Indian Rocks BeachPinellas2,666$161.6 million1,645
33629TampaHillsborough2,620$192.7 million1,316
33161MiamiMiami-Dade2,611$43.2 million535
33037Key LargoMonroe2,565$40.2 million1,102
34607Spring HillHernando2,534$114.6 million1,149
33175MiamiMiami-Dade2,483$13.4 million100
32084Saint AugustineSaint Johns2,329$63.0 million967
34668Port RicheyPasco2,305$108.3 million846
32456Port Saint JoeGulf2,300$187.0 million1,557
33767Clearwater BeachPinellas2,248$191.2 million1,277
33707Saint PetersburgPinellas2,239$272.9 million1,705
32548Fort Walton BeachOkaloosa2,125$94.8 million90
33009HallandaleBroward2,035$67.1 million589
34145Marco IslandCollier2,017$49.9 million1,743
33157MiamiMiami-Dade2,003$24.9 million137
33917North Fort MyersLee1,913$166.7 million1,682
33611TampaHillsborough1,856$102.3 million1,208
33149Key BiscayneMiami-Dade1,832$63.1 million240
32583MiltonSanta Rosa1,831$94.9 million448
34448HomosassaCitrus1,821$88.2 million867
33312Fort LauderdaleBroward1,800$78.5 million1,234
32127Port OrangeVolusia1,724$83.0 million1,142
33905Fort MyersLee1,718$125.0 million1,408
33919Fort MyersLee1,717$128.5 million1,416
33166MiamiMiami-Dade1,711$49.5 million277
32119Daytona BeachVolusia1,702$108.1 million1,294
34698DunedinPinellas1,654$123.9 million908
32506PensacolaEscambia1,648$57.4 million463
32407Panama City BeachBay1,637$47.6 million104
34103NaplesCollier1,627$256.1 million1,495
34112NaplesCollier1,589$83.0 million1,334
33173MiamiMiami-Dade1,574$8.2 million40
32114Daytona BeachVolusia1,552$103.8 million1,227
33956Saint James CityLee1,529$74.1 million1,378
32328EastpointFranklin1,525$16.1 million606
34108NaplesCollier1,524$168.5 million1,326
33903North Fort MyersLee1,513$113.1 million1,262
33036IslamoradaMonroe1,509$49.8 million669
33606TampaHillsborough1,496$142.1 million1,081
34689Tarpon SpringsPinellas1,478$59.8 million868
32168New Smyrna BeachVolusia1,474$75.7 million1,057
33024HollywoodBroward1,460$3.0 million171
32136Flagler BeachFlagler1,443$70.0 million1,114
33924CaptivaLee1,433$31.4 million1,000
33176MiamiMiami-Dade1,432$8.5 million54
33311Fort LauderdaleBroward1,431$26.8 million568
34428Crystal RiverCitrus1,422$79.0 million649
33133MiamiMiami-Dade1,417$61.5 million392
33315Fort LauderdaleBroward1,402$81.0 million984
33156MiamiMiami-Dade1,402$31.9 million141
32408Panama CityBay1,398$41.7 million293
33019HollywoodBroward1,388$28.0 million532
34957Jensen BeachMartin1,388$32.5 million50
33952Port CharlotteCharlotte1,384$51.3 million1,013
34683Palm HarborPinellas1,383$75.5 million780
32963Vero BeachIndian River1,375$28.7 million56
33319Fort LauderdaleBroward1,357$3.8 million239
33480Palm BeachPalm Beach1,356$16.6 million79
33023HollywoodBroward1,344$4.2 million134
34135Bonita SpringsLee1,284$62.9 million1,007
33184MiamiMiami-Dade1,277$8.2 million46
33704Saint PetersburgPinellas1,259$134.6 million913
33068Pompano BeachBroward1,257$1.8 million78
33180MiamiMiami-Dade1,240$38.4 million360
33020HollywoodBroward1,235$29.9 million536
32082Ponte Vedra BeachSaint Johns1,229$36.8 million426
32444Lynn HavenBay1,221$34.7 million490
32459Santa Rosa BeachWalton1,218$27.2 million126
33313Fort LauderdaleBroward1,194$3.8 million104
33012HialeahMiami-Dade1,192$9.5 million85
34949Fort PierceSt. Lucie1,187$29.3 million53
33309Fort LauderdaleBroward1,185$6.3 million174
33189MiamiMiami-Dade1,181$19.9 million84
33196MiamiMiami-Dade1,181$4.2 million58
34236SarasotaSarasota1,179$109.1 million804
33570RuskinHillsborough1,173$49.9 million758
33140Miami BeachMiami-Dade1,172$17.9 million266
33139Miami BeachMiami-Dade1,161$20.8 million273
33786Belleair BeachPinellas1,156$76.6 million488
32405Panama CityBay1,137$26.0 million528
34216Anna MariaManatee1,134$68.5 million922
34285VeniceSarasota1,111$63.2 million795
33705Saint PetersburgPinellas1,081$66.4 million795
33174MiamiMiami-Dade1,065$17.1 million77
33141Miami BeachMiami-Dade1,059$15.0 million283
32413Panama City BeachBay1,058$50.3 million112
33183MiamiMiami-Dade1,049$3.3 million56
33015HialeahMiami-Dade1,049$3.8 million242
32550Miramar BeachWalton1,040$27.5 million68
33055Opa LockaMiami-Dade1,030$2.7 million160
33033HomesteadMiami-Dade1,023$4.9 million119
33609TampaHillsborough1,004$69.4 million495
33572Apollo BeachHillsborough985$86.8 million848
33921Boca GrandeLee984$51.2 million907
34224EnglewoodSarasota979$44.5 million856
34691HolidayPasco975$25.9 million332
33993Cape CoralLee972$43.1 million796
33126MiamiMiami-Dade970$32.2 million178
34104NaplesCollier954$76.9 million845
33351Fort LauderdaleBroward944$2.6 million65
33018HialeahMiami-Dade939$6.3 million106
34221PalmettoManatee933$42.4 million619
33179MiamiMiami-Dade933$17.2 million131
33051Key Colony BeachMonroe927$39.3 million548
32960Vero BeachIndian River922$24.4 million82
32174Ormond BeachVolusia919$27.9 million429
32210JacksonvilleDuval913$44.8 million430
33334Fort LauderdaleBroward913$7.9 million170
34275NokomisSarasota912$56.0 million703
33032HomesteadMiami-Dade901$6.0 million106
34677OldsmarPinellas898$42.8 million568
33160North Miami BeachMiami-Dade882$21.3 million216
33063Pompano BeachBroward875$1.0 million54
33321Fort LauderdaleBroward871$1.4 million109
33030HomesteadMiami-Dade869$9.1 million49
32346PanaceaWakulla852$23.6 million188
33193MiamiMiami-Dade847$2.2 million29
32569Mary EstherOkaloosa844$43.6 million98
32169New Smyrna BeachVolusia839$20.5 million399
32404Panama CityBay838$18.0 million385
33070TavernierMonroe836$14.4 million371
33165MiamiMiami-Dade835$4.8 million12
33016HialeahMiami-Dade831$12.3 million94
34110NaplesCollier817$43.0 million737
33322Fort LauderdaleBroward817$1.0 million45
32068MiddleburgClay816$39.1 million325
33138MiamiMiami-Dade785$9.1 million247
33711Saint PetersburgPinellas780$74.6 million597
32327CrawfordvilleWakulla775$14.1 million138
33010HialeahMiami-Dade761$9.9 million76
32129Port OrangeVolusia756$44.6 million643
32137Palm CoastFlagler755$16.1 million247
34232SarasotaSarasota741$20.1 million307
33946PlacidaCharlotte733$25.2 million654
32250Jacksonville BeachDuval733$18.4 million123
33143MiamiMiami-Dade730$6.6 million126
33065Pompano BeachBroward722$1.0 million38
33710Saint PetersburgPinellas714$36.2 million358
32625Cedar KeyLevy713$33.0 million286
34231SarasotaSarasota700$24.7 million357
34208BradentonManatee698$25.8 million318
33025HollywoodBroward696$1.0 million31
33142MiamiMiami-Dade694$10.8 million105
33182MiamiMiami-Dade693$3.8 million21
34293VeniceSarasota681$22.6 million504
33125MiamiMiami-Dade664$7.5 million147
32117Daytona BeachVolusia664$24.0 million466
33634TampaHillsborough658$61.4 million475
33155MiamiMiami-Dade657$8.6 million24
32034Fernandina BeachNassau646$6.5 million147
33922BokeeliaLee639$16.1 million525
33317Fort LauderdaleBroward631$2.9 million119
33616TampaHillsborough630$22.8 million444
34113NaplesCollier626$34.1 million493
33071Pompano BeachBroward624$1.4 million50
32547Fort Walton BeachOkaloosa617$15.4 million80
33056Miami GardensMiami-Dade615$2.5 million124
32118Daytona BeachVolusia606$15.3 million273
33762ClearwaterPinellas605$74.4 million548
34996StuartMartin597$10.7 million38
33026HollywoodBroward593$1.0 million45
32176Ormond BeachVolusia592$10.5 million173
33187MiamiMiami-Dade587$2.9 million12
34997StuartMartin578$8.4 million33
32207JacksonvilleDuval577$25.9 million336
33981Port CharlotteCharlotte576$16.6 million511
33181MiamiMiami-Dade574$9.9 million131
33328Fort LauderdaleBroward573$1.2 million57
34990Palm CityMartin570$8.1 million64
33147MiamiMiami-Dade569$6.0 million145
33185MiamiMiami-Dade568$1.3 million33
33428Boca RatonPalm Beach559$1.4 million91
33948Port CharlotteCharlotte558$10.3 million374
32401Panama CityBay556$12.4 million215
33034HomesteadMiami-Dade554$4.7 million29
33901Fort MyersLee553$45.9 million424
33980Punta GordaCharlotte549$19.4 million351
33004DaniaBroward545$23.3 million277
33764ClearwaterPinellas545$50.3 million397
32578NicevilleOkaloosa545$7.2 million59
32322CarrabelleFranklin542$11.2 million91
34655New Port RicheyPasco529$10.4 million131
33029HollywoodBroward528$1.6 million108
32937Satellite BeachBrevard527$2.5 million76
32579ShalimarOkaloosa518$16.1 million40
33324Fort LauderdaleBroward509$839,80242
33433Boca RatonPalm Beach504$2.4 million66
33325Fort LauderdaleBroward501$2.5 million116
32502PensacolaEscambia500$31.0 million103
34653New Port RicheyPasco492$12.4 million168
33782Pinellas ParkPinellas485$14.0 million194
33169MiamiMiami-Dade485$3.6 million114
32951Melbourne BeachBrevard484$3.9 million61
33062Pompano BeachBroward481$2.7 million96
33305Fort LauderdaleBroward480$7.1 million157
33982Punta GordaCharlotte479$14.5 million326
33014HialeahMiami-Dade475$1.9 million50
32692SuwanneeDixie467$7.9 million66
33060Pompano BeachBroward464$1.4 million42
34210BradentonManatee464$24.2 million347
32208JacksonvilleDuval457$17.8 million255
32514PensacolaEscambia451$16.2 million130
33021HollywoodBroward450$1.3 million97
33435Boynton BeachPalm Beach450$2.4 million49
33709Saint PetersburgPinellas450$14.0 million190
33154Miami BeachMiami-Dade446$4.8 million134
33715Saint PetersburgPinellas443$15.8 million318
34243SarasotaManatee443$16.7 million306
33928EsteroLee440$60.1 million411
32931Cocoa BeachBrevard434$2.5 million68
32952Merritt IslandBrevard429$3.7 million121
34209BradentonManatee417$22.1 million271
33308Fort LauderdaleBroward414$5.0 million91
33314Fort LauderdaleBroward413$3.7 million105
33162MiamiMiami-Dade413$3.4 million75
33064Pompano BeachBroward409$1.4 million65
34292VeniceSarasota408$9.8 million149
33410Palm Beach GardensPalm Beach405$3.1 million9
33777SeminolePinellas401$17.8 million228
33027HollywoodBroward400$889,15680
33304Fort LauderdaleBroward400$7.2 million196
33458JupiterPalm Beach398$3.1 million20
33619TampaHillsborough398$15.5 million225
34498YankeetownLevy397$17.7 million177
33445Delray BeachPalm Beach395$1.1 million16
33316Fort LauderdaleBroward392$20.6 million232
33301Fort LauderdaleBroward391$8.3 million168
33770LargoPinellas391$41.2 million267
34681Crystal BeachPinellas390$15.4 million242
33947Rotonda WestCharlotte386$11.5 million338
33462Lake WorthPalm Beach386$3.2 million19
32359SteinhatcheeTaylor385$25.2 million232
34205BradentonManatee381$11.6 million107
33483Delray BeachPalm Beach380$1.9 million29
33150MiamiMiami-Dade377$3.0 million67
32934MelbourneBrevard373$5.8 million50
34982Fort PierceSt. Lucie370$4.8 million33
33756ClearwaterPinellas369$22.8 million172
32570MiltonSanta Rosa369$11.7 million51
33781Pinellas ParkPinellas369$3.5 million88
33054Opa LockaMiami-Dade366$6.6 million101
32953Merritt IslandBrevard366$7.0 million135
33144MiamiMiami-Dade359$7.3 million32
33523Dade CityPasco356$14.2 million173
33404West Palm BeachPalm Beach351$2.5 million53
32226JacksonvilleDuval345$8.8 million165
34114NaplesCollier342$5.0 million313
32503PensacolaEscambia338$11.2 million84
33916Fort MyersLee337$16.8 million248
33578RiverviewPasco337$12.4 million134
32439FreeportWalton335$5.8 million70
32003Fleming IslandClay334$16.7 million229
33326Fort LauderdaleBroward333$1.1 million30
34139Everglades CityCollier331$12.9 million207
34207BradentonManatee330$4.4 million111
33167MiamiMiami-Dade328$3.2 million61
33158MiamiMiami-Dade324$8.8 million39
32940MelbourneBrevard321$2.2 million87
33330Fort LauderdaleBroward319$1.4 million54
32526PensacolaEscambia314$13.8 million86
34239SarasotaSarasota314$15.4 million162
33810LakelandPolk312$15.4 million248
32903IndialanticBrevard299$2.8 million50
32205JacksonvilleDuval296$13.6 million118
33323Fort LauderdaleBroward296$417,70335
33170MiamiMiami-Dade296$2.0 million38
33612TampaHillsborough295$29.6 million176
33955Punta GordaCharlotte294$5.2 million226
32505PensacolaEscambia291$14.4 million66
34287North PortSarasota290$11.2 million233
33534GibsontonHillsborough288$13.0 million148
33990Cape CoralLee287$3.2 million211
32926CocoaBrevard286$5.7 million101
32732GenevaSeminole285$11.9 million156
33487Boca RatonPalm Beach285$1.6 million44
32967Vero BeachIndian River284$3.6 million26
32571MiltonSanta Rosa280$12.8 million91
32935MelbourneBrevard278$2.6 million51
32092Saint AugustineSaint Johns275$7.2 million106
33001Long KeyMonroe274$6.6 million119
34744KissimmeeOsceola273$12.0 million223
33967Fort MyersPolk273$4.7 million250
33418Palm Beach GardensPalm Beach273$1.4 million19
33137MiamiMiami-Dade272$6.8 million85
33408North Palm BeachPalm Beach272$1.3 million16
32073Orange ParkClay272$10.2 million144
34237SarasotaSarasota271$10.8 million55
34266ArcadiaDeSoto270$10.4 million156
33469JupiterPalm Beach269$2.0 million22
34222EllentonManatee267$13.4 million165
33331Fort LauderdaleBroward267$721,52156
32904MelbourneBrevard265$6.2 million59
33178MiamiMiami-Dade261$5.3 million33
33477JupiterPalm Beach259$1.9 million13
32233Atlantic BeachDuval253$2.2 million27
34994StuartMartin253$2.6 million27
33772SeminolePinellas253$24.8 million177
33426Boynton BeachPalm Beach252$681,28920
33991Cape CoralLee252$5.2 million225
32218JacksonvilleDuval250$8.1 million161
32958SebastianIndian River249$3.9 million10
33031HomesteadMiami-Dade243$2.6 million25
33774LargoPinellas242$13.6 million117
33172MiamiMiami-Dade240$3.5 million36
33432Boca RatonPalm Beach238$7.3 million82
33414WellingtonPalm Beach237$644,69430
33441Deerfield BeachBroward236$3.0 million59
33624TampaHillsborough234$15.2 million131
32320ApalachicolaFranklin232$6.4 million62
33461Lake WorthPalm Beach231$1.5 million9
32771SanfordSeminole230$4.9 million121
32501PensacolaEscambia230$10.5 million37
33013HialeahMiami-Dade229$2.7 million59
34140GoodlandCollier229$6.3 million204
33076Pompano BeachBroward227$433,05334
34952Port Saint LucieSt. Lucie227$1.6 million16
32008BranfordSuwannee227$1.8 million9
33607TampaHillsborough224$15.2 million97
32102AstorLake224$5.7 million147
32901MelbourneBrevard222$4.6 million58
32348PerryTaylor222$12.5 million115
34690HolidayPasco221$2.4 million62
34759KissimmeePolk219$732,464140
33701Saint PetersburgPinellas219$8.2 million95
33635TampaHillsborough218$4.4 million112
33776SeminolePinellas217$3.6 million123
32304TallahasseeLeon217$2.1 million6
33614TampaHillsborough216$8.8 million133
32765OviedoSeminole216$14.5 million151
33716Saint PetersburgPinellas216$26.8 million180
33168MiamiMiami-Dade215$1.2 million33
32725DeltonaVolusia215$8.5 million101
32680Old TownDixie212$5.2 million90
32043Green Cove SpringsClay211$6.2 million103
33983Punta GordaCharlotte210$8.5 million156
32533CantonmentEscambia209$19.2 million97
32355Saint MarksWakulla207$2.8 million26
34981Fort PierceSt. Lucie207$5.4 million39
32217JacksonvilleDuval206$8.2 million82
33455Hobe SoundMartin206$2.1 million33
33755ClearwaterPinellas206$14.6 million101
33920AlvaLee204$12.4 million178
32223JacksonvilleDuval203$7.8 million126
32962Vero BeachIndian River203$1.2 million13
34203BradentonManatee201$5.2 million85
33122MiamiMiami-Dade199$16.3 million60
33190MiamiMiami-Dade199$527,50735
32141EdgewaterVolusia198$7.8 million132
33605TampaHillsborough197$9.0 million97
33596ValricoHillsborough197$6.5 million106
33568RiverviewHillsborough197$1.3 million0
33069Pompano BeachBroward195$1.7 million45
33569RiverviewHillsborough194$5.8 million80
33437Boynton BeachPalm Beach192$460,40240
32409Panama CityBay191$3.5 million64
33406West Palm BeachPalm Beach189$1.0 million6
32822OrlandoOrange188$5.6 million135
33436Boynton BeachPalm Beach188$284,7547
33771LargoPinellas187$29.4 million143
34234SarasotaSarasota184$5.8 million80
33446Delray BeachPalm Beach184$875,80626
32809OrlandoOrange183$6.8 million118
33907Fort MyersLee183$3.3 million144
34654New Port RicheyPasco182$2.6 million21
34229OspreySarasota180$5.1 million101
32955RockledgeBrevard179$1.1 million56
33401West Palm BeachPalm Beach178$1.8 million9
33130MiamiMiami-Dade178$2.8 million43
33411West Palm BeachPalm Beach178$1.1 million15
33460Lake WorthPalm Beach175$1.0 million15
33131MiamiMiami-Dade174$7.6 million57
32224JacksonvilleDuval172$7.9 million75
34972OkeechobeeOkeechobee172$1.3 million18
33467Lake WorthPalm Beach171$530,38025
34974OkeechobeeOkeechobee169$1.1 million12
33618TampaHillsborough169$4.0 million56
33604TampaHillsborough168$7.3 million86
32132EdgewaterVolusia168$5.2 million103
34741KissimmeeOsceola168$7.0 million111
33760ClearwaterPinellas166$4.7 million82
33028Pembroke PinesBroward165$311,59615
33035HomesteadMiami-Dade164$1.3 million8
33134MiamiMiami-Dade164$2.6 million19
32811OrlandoOrange163$2.2 million44
34105NaplesCollier163$15.2 million130
33511BrandonHillsborough163$6.0 million84
33953Port CharlotteCharlotte162$2.9 million149
33327Fort LauderdaleBroward161$255,33821
32825OrlandoOrange161$9.8 million117
32907Palm BayBrevard161$230,39023
33712Saint PetersburgPinellas160$6.0 million100
32905Palm BayBrevard158$3.5 million39
32648Horseshoe BeachDixie157$5.2 million87
33556OdessaHillsborough156$2.7 million49
32128Port OrangeVolusia154$7.1 million108
32257JacksonvilleDuval153$5.0 million65
32303TallahasseeLeon152$1.6 million10
32534PensacolaEscambia151$4.9 million56
34120NaplesCollier150$405,239138
32920Cape CanaveralBrevard149$1.6 million18
33548LutzHillsborough148$2.0 million21
32738DeltonaVolusia147$5.3 million98
33563Plant CityHillsborough147$10.1 million122
32427CaryvilleWashington146$2.0 million0
32410Mexico BeachBay146$7.0 million33
34240SarasotaSarasota146$12.7 million84
33565Plant CityHillsborough144$3.4 million105
34946Fort PierceSt. Lucie142$4.0 million19
32465WewahitchkaGulf142$1.7 million12
34695Safety HarborPinellas142$5.8 million71
34746KissimmeeOsceola141$1.5 million66
33603TampaHillsborough141$10.0 million73
33067Pompano BeachBroward140$391,97028
32968Vero BeachIndian River140$1.4 million38
33496Boca RatonPalm Beach139$1.3 million21
32708Winter SpringsSeminole137$5.4 million108
33405West Palm BeachPalm Beach137$583,07015
33617TampaHillsborough135$1.2 million13
32211JacksonvilleDuval135$8.1 million59
33912Fort MyersLee135$2.5 million104
32720DelandVolusia135$3.0 million66
32086Saint AugustineSaint Johns134$1.5 million33
32780TitusvilleBrevard133$1.9 million81
32258JacksonvilleDuval133$4.1 million48
32011CallahanNassau133$4.7 million81
32713DebaryVolusia132$6.2 million34
33332Fort LauderdaleBroward130$322,21525
34449InglisLevy130$4.9 million64
33543Wesley ChapelPasco129$2.3 million59
33409West Palm BeachPalm Beach129$722,2223
32193WelakaPutnam129$2.4 million80
34109NaplesCollier128$1.6 million96
33431Boca RatonPalm Beach128$1.8 million27
33602TampaHillsborough127$7.9 million59
33809LakelandPolk127$5.4 million91
32308TallahasseeLeon127$1.6 million17
33484Delray BeachPalm Beach127$725,12915
33442Deerfield BeachBroward126$683,60515
33759ClearwaterPinellas125$14.9 million81
33844Haines CityPolk124$916,71830
32066MayoLafayette124$1.8 million1
34119NaplesCollier124$1.0 million108
34601BrooksvilleHernando124$3.7 million59
33444Delray BeachPalm Beach124$354,8497
34639Land O LakesPasco123$1.7 million33
34983Port Saint LucieSt. Lucie122$206,02115
32225JacksonvilleDuval122$1.3 million40
32347PerryTaylor122$1.8 million12
32091StarkeBradford121$3.3 million58
32358SopchoppyWakulla121$3.6 million26
32216JacksonvilleDuval121$3.1 million60
32966Vero BeachIndian River120$1.8 million17
33549LutzHillsborough119$774,47719
33486Boca RatonPalm Beach119$570,24631
32038Fort WhiteColumbia119$2.3 million18
32065Orange ParkClay118$3.2 million63
32189SatsumaPutnam118$1.8 million59
32789Winter ParkOrange115$4.5 million70
33066Pompano BeachBroward114$62,7819
33567Plant CityHillsborough114$2.5 million25
34250Terra CeiaManatee114$5.1 million95
32976SebastianBrevard113$1.6 million18
32095Saint AugustineSaint Johns113$961,19352
32714Altamonte SpringsSeminole112$3.9 million73
32949GrantBrevard111$2.1 million13
34202BradentonManatee111$11.5 million78
34116NaplesCollier110$358,874103
32060Live OakSuwannee110$2.9 million15
32504PensacolaEscambia110$2.5 million26
32244JacksonvilleDuval110$3.0 million49
32259Saint JohnsSaint Johns109$4.4 million43
33898Lake WalesPolk109$2.6 million22
33773LargoPinellas108$1.9 million46
32204JacksonvilleDuval108$9.1 million75
34269ArcadiaDeSoto108$5.8 million78
32266Neptune BeachDuval108$430,03717
33470LoxahatcheePalm Beach107$539,9507
33403West Palm BeachPalm Beach107$667,7205
33584SeffnerHillsborough107$8.1 million77
33613TampaHillsborough107$5.1 million67
32792Winter ParkOrange107$7.2 million66
32301TallahasseeLeon106$926,97014
32209JacksonvilleDuval106$2.3 million45
33510BrandonHillsborough105$1.3 million20
32254JacksonvilleDuval104$4.1 million24
33440ClewistonHendry104$581,63620
33542ZephyrhillsPasco103$5.4 million65
34986Port Saint LucieSt. Lucie103$1.1 million12
33498Boca RatonPalm Beach103$305,61719
34947Fort PierceSt. Lucie102$5.4 million23
32309TallahasseeLeon101$1.7 million16
34215CortezManatee101$6.2 million83
32064Live OakSuwannee100$2.3 million26
33544Wesley ChapelPasco99$2.6 million56
33129MiamiMiami-Dade98$4.6 million21
33558LutzHillsborough96$945,51340
32619BellGilchrist96$835,5958
34117NaplesCollier96$1.1 million92
34138ChokoloskeeCollier95$1.8 million39
32701Altamonte SpringsSeminole94$3.0 million55
33626TampaHillsborough93$1.5 million47
34679AripekaPasco93$2.6 million12
34743KissimmeeOsceola92$2.6 million57
32806OrlandoOrange91$5.1 million73
32804OrlandoOrange91$3.3 million59
33621TampaHillsborough90$274,06389
32177PalatkaPutnam90$1.7 million43
34953Port Saint LucieSt. Lucie90$210,27018
32580ValparaisoOkaloosa90$1.5 million2
32764OsteenVolusia90$2.6 million56
32927CocoaBrevard90$873,38832
32131East PalatkaPutnam90$1.8 million27
33132MiamiMiami-Dade90$1.3 million15
33146MiamiMiami-Dade88$734,66523
32773SanfordSeminole88$1.5 million56
32817OrlandoOrange87$5.9 million52
32052JasperHamilton86$1.2 million2
34660OzonaPinellas84$1.7 million8
33407West Palm BeachPalm Beach84$387,30511
34711ClermontLake84$1.2 million43
34241SarasotaSarasota84$1.7 million37
32836OrlandoOrange83$274,13617
32754MimsBrevard83$2.7 million56
32461Rosemary BeachWalton82$800,3329
33306Fort LauderdaleBroward81$696,48420
32424BlountstownCalhoun81$1.2 million0
33884Winter HavenPolk81$1.1 million26
32724DelandVolusia81$2.7 million29
32796TitusvilleBrevard80$3.0 million57
33527DoverHillsborough79$4.6 million70
32828OrlandoOrange79$1.1 million45
34291North PortSarasota79$4.4 million60
32707CasselberrySeminole79$1.4 million53
33463Lake WorthPalm Beach79$251,0666
33434Boca RatonPalm Beach78$447,46317
33525Dade CityPasco78$1.8 million25
33478JupiterPalm Beach77$483,4522
32246JacksonvilleDuval77$608,47324
34219ParrishManatee76$2.4 million47
33472Boynton BeachPalm Beach75$201,72619
34286North PortSarasota75$2.4 million67
33625TampaHillsborough75$1.9 million34
34771Saint CloudOsceola75$562,93942
32312TallahasseeLeon75$1.1 million7
34442HernandoCitrus74$836,46717
33597WebsterSumter74$1.4 million34
34758KissimmeeOsceola72$251,37128
34684Palm HarborPinellas71$279,01931
34685Palm HarborPinellas71$1.4 million27
33811LakelandPolk70$3.3 million34
32310TallahasseeLeon70$1.1 million2
34787Winter GardenOrange70$760,17532
33647TampaHillsborough70$905,35547
32025Lake CityColumbia69$1.2 million22
34251Myakka CityManatee69$2.3 million37
32055Lake CityColumbia67$1.4 million5
33880Winter HavenPolk67$428,69721
32462VernonWashington67$825,7747
32779LongwoodSeminole67$1.7 million29
32626ChieflandLevy67$517,2894
32277JacksonvilleDuval67$372,88823
33873WauchulaHardee66$2.4 million41
33415West Palm BeachPalm Beach66$379,7963
32812OrlandoOrange66$2.3 million52
32807OrlandoOrange65$3.7 million43
34212BradentonManatee65$1.1 million35
34238SarasotaSarasota65$577,09339
32024Lake CityColumbia65$3.4 million14
33145MiamiMiami-Dade65$544,6986
33101MiamiMiami-Dade64$963,9492
32305TallahasseeLeon64$578,4626
34688Tarpon SpringsPinellas64$1.1 million16
32124Daytona BeachVolusia64$2.3 million26
32805OrlandoOrange63$1.7 million43
32839OrlandoOrange62$538,49716
32693TrentonGilchrist61$918,1123
32112Crescent CityPutnam61$1.2 million34
33801LakelandPolk60$1.8 million32
33136MiamiMiami-Dade59$587,44619
33135MiamiMiami-Dade59$401,3304
34450InvernessCitrus58$717,49913
32766OviedoSeminole58$1.9 million43
34769Saint CloudOsceola58$511,42525
32425BonifayHolmes57$1.4 million21
33815LakelandPolk57$5.4 million40
32643High SpringsAlachua57$1.5 million21
33823AuburndalePolk57$605,85522
32922CocoaBrevard57$743,58825
34786WindermereOrange56$611,37132
32455Ponce De LeonHolmes55$672,5163
33714Saint PetersburgPinellas55$1.6 million27
32063MacclennyBaker55$1.3 million12
33765ClearwaterPinellas55$1.9 million15
33417West Palm BeachPalm Beach54$120,6693
34772Saint CloudOsceola54$221,55327
33813LakelandPolk54$1.1 million21
32421AlthaCalhoun53$825,1155
34951Fort PierceSt. Lucie53$1.0 million25
34446HomosassaCitrus53$513,6716
33929EsteroLee53$1.0 million8
32750LongwoodSeminole52$804,88622
33541ZephyrhillsPasco52$924,41420
34950Fort PierceSt. Lucie52$798,0647
32256JacksonvilleDuval51$378,82423
34471OcalaMarion51$3.6 million36
32311TallahasseeLeon51$507,1826
32819OrlandoOrange51$1.8 million23
32221JacksonvilleDuval50$739,65310
32145HastingsSaint Johns50$1.2 million44
33573Sun City CenterHillsborough50$144,95028
32219JacksonvilleDuval50$1.8 million22
32539CrestviewOkaloosa50$1.8 million8

Check any address, free.

Official FEMA flood zone, elevation and claims history for one property.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.