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Flood history · Hudson, FL 34667

Flood insurance claims in Hudson, FL 34667

4,691 claims since 1980 and $220.3 million paid. Here's what the public record shows, and how to check a specific address.

4,691flood insurance claims since 1980
$220.3 millionpaid to policyholders
$52,394average paid claim
2,004claims in the last 10 years
1%of claims outside high-risk zones
#12of 1,142 Florida ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 34667 since 1978.

1980: 1 claims1982: 1 claims1983: 1 claims1985: 69 claims1986: 1 claims1987: 1 claims1988: 24 claims1989: 1 claims1991: 2 claims1992: 10 claims1993: 1465 claims1995: 10 claims1996: 519 claims1997: 5 claims1998: 7 claims1999: 140 claims2000: 1 claims2001: 4 claims2002: 3 claims2003: 23 claims2004: 65 claims2005: 2 claims2007: 2 claims2008: 5 claims2009: 6 claims2010: 3 claims2011: 2 claims2012: 63 claims2013: 3 claims2014: 4 claims2015: 8 claims2016: 236 claims2017: 10 claims2018: 3 claims2019: 2 claims2020: 2 claims2021: 4 claims2022: 2 claims2023: 494 claims2024: 1484 claims2025: 1 claims2026: 2 claims19801990200020102020

What the record says

Almost all claims here (99%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Helene, accounts for 31% of claims.

Flooding here is recent: 2,004 claims (43%) were in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Pasco County * takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Helene20241,43631%
Blizzard of 199319931,43331%
Hurricane Josephine199650511%
Hurricane Idalia202348310%
Hurricane Hermine20162255%
Hurricane Elena1985691%

Flood zone at time of claim

High-risk zones (A, V)99% · 4,628
Moderate or minimal risk (X, B, C)1% · 46
Zone not recorded0% · 17

NFIP communities

Pasco County *CRS class 5 · up to 25% off

Federal disaster declarations in Pasco County

Flood, hurricane and storm declarations since 2000.

Hurricane MiltonHurricane · Major disaster · 2024-10-11
Hurricane MiltonHurricane · Emergency · 2024-10-07
Hurricane HeleneHurricane · Major disaster · 2024-09-28
Tropical Storm HeleneTropical Storm · Emergency · 2024-09-24
Hurricane DebbyTropical Storm · Major disaster · 2024-08-10
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-03

27 flood, storm or hurricane declarations for Pasco County since 2000.

Check a specific address in Hudson.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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