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Flood history · Aripeka, FL 34679

Flood insurance claims in Aripeka, FL 34679

93 claims since 1983 and $2.6 million paid. Here's what the public record shows, and how to check a specific address.

93flood insurance claims since 1983
$2.6 millionpaid to policyholders
$30,528average paid claim
12claims in the last 10 years
0%of claims outside high-risk zones
#534of 1,142 Florida ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 34679 since 1978.

1983: 1 claims1985: 2 claims1986: 1 claims1992: 1 claims1993: 34 claims1995: 1 claims1996: 34 claims2004: 1 claims2016: 6 claims2023: 2 claims2024: 10 claims1990200020102020

What the record says

Almost all claims here (100%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Josephine, accounts for 37% of claims.

12 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Hernando County * takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Josephine19963437%
Blizzard of 199319933335%
Hurricane Helene20241011%
Hurricane Hermine201666%
Hurricane Elena198522%
Hurricane Idalia202322%

Flood zone at time of claim

High-risk zones (A, V)99% · 92
Zone not recorded1% · 1

NFIP communities

Hernando County *CRS class 5 · up to 25% off
Pasco County *CRS class 5 · up to 25% off

Federal disaster declarations in Pasco County

Flood, hurricane and storm declarations since 2000.

Hurricane MiltonHurricane · Major disaster · 2024-10-11
Hurricane MiltonHurricane · Emergency · 2024-10-07
Hurricane HeleneHurricane · Major disaster · 2024-09-28
Tropical Storm HeleneTropical Storm · Emergency · 2024-09-24
Hurricane DebbyTropical Storm · Major disaster · 2024-08-10
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-03

27 flood, storm or hurricane declarations for Pasco County since 2000.

Check a specific address in Aripeka.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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