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Flood history · Hialeah, FL 33018

Flood insurance claims in Hialeah, FL 33018

939 claims since 1987 and $6.3 million paid. Here's what the public record shows, and how to check a specific address.

939flood insurance claims since 1987
$6.3 millionpaid to policyholders
$11,055average paid claim
106claims in the last 10 years
2%of claims outside high-risk zones
#133of 1,142 Florida ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 33018 since 1978.

1987: 1 claims1989: 2 claims1991: 2 claims1992: 19 claims1993: 1 claims1994: 33 claims1995: 43 claims1996: 6 claims1997: 12 claims1998: 8 claims1999: 422 claims2000: 124 claims2001: 5 claims2002: 8 claims2003: 1 claims2004: 17 claims2005: 91 claims2006: 5 claims2007: 5 claims2008: 2 claims2009: 6 claims2010: 3 claims2011: 6 claims2012: 4 claims2013: 1 claims2014: 4 claims2015: 1 claims2016: 1 claims2017: 36 claims2018: 1 claims2019: 2 claims2020: 37 claims2021: 1 claims2022: 7 claims2023: 10 claims2024: 10 claims2025: 2 claims1990200020102020

What the record says

Almost all claims here (98%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Hurricane Irene accounts for 44% of all claims in this ZIP code.

106 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Miami Lakes, Town Of takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Irene199941444%
Unnamed flooding200012013%
Hurricane Wilma2005546%
Hurricane Irma2017344%
Hurricane Eta2020293%
Hurricane Katrina2005192%

Flood zone at time of claim

High-risk zones (A, V)97% · 915
Moderate or minimal risk (X, B, C)2% · 22
Zone not recorded0% · 2

NFIP communities

Miami Lakes, Town OfCRS class 6 · up to 20% off
Hialeah Gardens, City OfParticipates in the NFIP
Miami-Dade County*CRS class 3 · up to 35% off
Hialeah, City OfCRS class 7 · up to 15% off

Federal disaster declarations in Miami-Dade County

Flood, hurricane and storm declarations since 2000.

Hurricane MiltonHurricane · Major disaster · 2024-10-11
Hurricane MiltonHurricane · Emergency · 2024-10-07
Hurricane NicoleHurricane · Major disaster · 2022-12-13
Tropical Storm NicoleTropical Storm · Emergency · 2022-11-08
Hurricane IanHurricane · Major disaster · 2022-09-29
Tropical Storm IanHurricane · Emergency · 2022-09-24

22 flood, storm or hurricane declarations for Miami-Dade County since 2000.

Check a specific address in Hialeah.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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