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Flood history · Branford, FL 32008

Flood insurance claims in Branford, FL 32008

227 claims since 1983 and $1.8 million paid. Here's what the public record shows, and how to check a specific address.

227flood insurance claims since 1983
$1.8 millionpaid to policyholders
$10,442average paid claim
9claims in the last 10 years
7%of claims outside high-risk zones
#349of 1,142 Florida ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 32008 since 1978.

1983: 2 claims1984: 22 claims1986: 21 claims1987: 8 claims1991: 19 claims1992: 1 claims1993: 2 claims1994: 2 claims1995: 1 claims1998: 55 claims2000: 1 claims2003: 8 claims2004: 27 claims2005: 12 claims2009: 28 claims2012: 2 claims2013: 1 claims2014: 5 claims2016: 1 claims2017: 6 claims2024: 3 claims1990200020102020

What the record says

Almost all claims here (93%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Jeanne, accounts for 8% of claims.

9 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Jeanne2004188%
Hurricane Irma201763%
Hurricane Debby202431%
Hurricane Frances200431%
Unnamed flooding200021%
Hurricane Ivan200421%

Flood zone at time of claim

High-risk zones (A, V)73% · 166
Moderate or minimal risk (X, B, C)5% · 12
Zone not recorded22% · 49

NFIP communities

Lafayette County*Participates in the NFIP
Gilchrist County *Participates in the NFIP
Suwannee County*Participates in the NFIP
Dixie County *Participates in the NFIP

Federal disaster declarations in Suwannee County

Flood, hurricane and storm declarations since 2000.

Hurricane MiltonHurricane · Major disaster · 2024-10-11
Hurricane MiltonHurricane · Emergency · 2024-10-07
Hurricane HeleneHurricane · Major disaster · 2024-09-28
Tropical Storm HeleneTropical Storm · Emergency · 2024-09-24
Hurricane DebbyTropical Storm · Major disaster · 2024-08-10
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-03

27 flood, storm or hurricane declarations for Suwannee County since 2000.

Check a specific address in Branford.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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