Flood history · Tallahassee, FL 32311
Flood insurance claims in Tallahassee, FL 32311
51 claims since 1994 and $507,182 paid. Here's what the public record shows, and how to check a specific address.
Claims by year
Every NFIP flood insurance claim reported in ZIP 32311 since 1978.
What the record says
78% of claims were on properties in high-risk zones and 22% outside them.
One event dominates the record: Tropical Storm Fay accounts for 63% of all claims in this ZIP code.
6 claims were filed in the last 10 years.
The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.
Leon County * takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.
Biggest flood events
| Event | Year | Claims | Share |
|---|---|---|---|
| Tropical Storm Fay | 2008 | 32 | 63% |
| Tropical Storm Debby | 2012 | 1 | 2% |
| Hurricane Sally | 2020 | 1 | 2% |
| Tropical Storm Allison | 2001 | 1 | 2% |
| Hurricane Opal | 1995 | 1 | 2% |
| Tropical Storm Barry | 2001 | 1 | 2% |
Flood zone at time of claim
NFIP communities
Federal disaster declarations in Leon County
Flood, hurricane and storm declarations since 2000.
28 flood, storm or hurricane declarations for Leon County since 2000.
Check a specific address in Tallahassee.
ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.