FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Fort Lauderdale, FL 33326

Flood insurance claims in Fort Lauderdale, FL 33326

333 claims since 1979 and $1.1 million paid. Here's what the public record shows, and how to check a specific address.

333flood insurance claims since 1979
$1.1 millionpaid to policyholders
$11,892average paid claim
30claims in the last 10 years
8%of claims outside high-risk zones
#285of 1,142 Florida ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 33326 since 1978.

1979: 8 claims1980: 1 claims1981: 2 claims1982: 1 claims1985: 1 claims1986: 1 claims1991: 1 claims1992: 4 claims1994: 15 claims1995: 3 claims1996: 3 claims1997: 6 claims1998: 3 claims1999: 88 claims2000: 21 claims2001: 8 claims2002: 7 claims2003: 7 claims2004: 11 claims2005: 68 claims2006: 4 claims2007: 2 claims2008: 4 claims2009: 4 claims2010: 5 claims2011: 2 claims2012: 12 claims2013: 7 claims2014: 3 claims2015: 1 claims2017: 14 claims2020: 7 claims2021: 1 claims2022: 4 claims2023: 4 claims19801990200020102020

What the record says

Almost all claims here (92%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 23% of claims.

30 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Weston, City Of takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Irene19997623%
Hurricane Wilma20055918%
Unnamed flooding2000206%
Hurricane Irma2017113%
Hurricane Isaac201282%
Hurricane Frances200472%

Flood zone at time of claim

High-risk zones (A, V)92% · 305
Moderate or minimal risk (X, B, C)8% · 28

NFIP communities

Weston, City OfCRS class 6 · up to 20% off
Sunrise, City OfCRS class 7 · up to 15% off
Broward County*CRS class 6 · up to 20% off
Davie, Town OfCRS class 7 · up to 15% off

Federal disaster declarations in Broward County

Flood, hurricane and storm declarations since 2000.

Hurricane MiltonHurricane · Major disaster · 2024-10-11
Hurricane MiltonHurricane · Emergency · 2024-10-07
Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2023-04-27
Hurricane NicoleHurricane · Major disaster · 2022-12-13
Tropical Storm NicoleTropical Storm · Emergency · 2022-11-08
Hurricane IanHurricane · Major disaster · 2022-09-29

23 flood, storm or hurricane declarations for Broward County since 2000.

Check a specific address in Fort Lauderdale.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Florida ZIP codes · All states · Flood zones explained