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Flood history · Fort Lauderdale, FL 33327

Flood insurance claims in Fort Lauderdale, FL 33327

161 claims since 1998 and $255,338 paid. Here's what the public record shows, and how to check a specific address.

161flood insurance claims since 1998
$255,338paid to policyholders
$5,938average paid claim
21claims in the last 10 years
14%of claims outside high-risk zones
#420of 1,142 Florida ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 33327 since 1978.

1998: 5 claims1999: 52 claims2000: 5 claims2001: 3 claims2002: 3 claims2003: 3 claims2004: 6 claims2005: 35 claims2007: 2 claims2008: 8 claims2009: 5 claims2010: 2 claims2011: 2 claims2012: 7 claims2013: 1 claims2014: 1 claims2017: 5 claims2018: 1 claims2020: 8 claims2021: 3 claims2022: 1 claims2024: 3 claims200020102020

What the record says

86% of claims were on properties in high-risk zones and 14% outside them.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 32% of claims.

21 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Weston, City Of takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Irene19995132%
Hurricane Wilma20053019%
Hurricane Eta202085%
Hurricane Isaac201264%
Hurricane Irma201732%
Hurricane Jeanne200421%

Flood zone at time of claim

High-risk zones (A, V)86% · 138
Moderate or minimal risk (X, B, C)14% · 23

NFIP communities

Weston, City OfCRS class 6 · up to 20% off
Broward County*CRS class 6 · up to 20% off

Federal disaster declarations in Broward County

Flood, hurricane and storm declarations since 2000.

Hurricane MiltonHurricane · Major disaster · 2024-10-11
Hurricane MiltonHurricane · Emergency · 2024-10-07
Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2023-04-27
Hurricane NicoleHurricane · Major disaster · 2022-12-13
Tropical Storm NicoleTropical Storm · Emergency · 2022-11-08
Hurricane IanHurricane · Major disaster · 2022-09-29

23 flood, storm or hurricane declarations for Broward County since 2000.

Check a specific address in Fort Lauderdale.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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