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Flood history · Deerfield Beach, FL 33441

Flood insurance claims in Deerfield Beach, FL 33441

236 claims since 1979 and $3.0 million paid. Here's what the public record shows, and how to check a specific address.

236flood insurance claims since 1979
$3.0 millionpaid to policyholders
$31,403average paid claim
59claims in the last 10 years
17%of claims outside high-risk zones
#339of 1,142 Florida ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 33441 since 1978.

1979: 14 claims1980: 1 claims1981: 5 claims1982: 1 claims1983: 1 claims1986: 1 claims1987: 1 claims1991: 1 claims1992: 8 claims1994: 4 claims1995: 5 claims1996: 1 claims1997: 1 claims1998: 7 claims1999: 31 claims2000: 3 claims2001: 22 claims2002: 1 claims2003: 3 claims2004: 6 claims2005: 45 claims2006: 1 claims2007: 1 claims2008: 2 claims2009: 3 claims2010: 2 claims2011: 2 claims2012: 1 claims2014: 2 claims2016: 1 claims2017: 19 claims2020: 12 claims2022: 1 claims2023: 3 claims2024: 4 claims2025: 19 claims2026: 1 claims19801990200020102020

What the record says

83% of claims were on properties in high-risk zones and 17% outside them.

Losses are spread across many events; the largest, Hurricane Wilma, accounts for 16% of claims.

59 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Deerfield Beach, City Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Wilma20053716%
Hurricane Irene19992611%
Unnamed flooding1979198%
Hurricane Irma2017125%
Hurricane Eta2020104%
Hurricane Andrew199263%

Flood zone at time of claim

High-risk zones (A, V)83% · 196
Moderate or minimal risk (X, B, C)17% · 40

NFIP communities

Deerfield Beach, City OfCRS class 8 · up to 10% off

Federal disaster declarations in Broward County

Flood, hurricane and storm declarations since 2000.

Hurricane MiltonHurricane · Major disaster · 2024-10-11
Hurricane MiltonHurricane · Emergency · 2024-10-07
Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2023-04-27
Hurricane NicoleHurricane · Major disaster · 2022-12-13
Tropical Storm NicoleTropical Storm · Emergency · 2022-11-08
Hurricane IanHurricane · Major disaster · 2022-09-29

23 flood, storm or hurricane declarations for Broward County since 2000.

Check a specific address in Deerfield Beach.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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