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Flood history · Venice, FL 34285

Flood insurance claims in Venice, FL 34285

1,111 claims since 1979 and $63.2 million paid. Here's what the public record shows, and how to check a specific address.

1,111flood insurance claims since 1979
$63.2 millionpaid to policyholders
$87,878average paid claim
795claims in the last 10 years
23%of claims outside high-risk zones
#114of 1,142 Florida ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 34285 since 1978.

1979: 2 claims1980: 3 claims1981: 38 claims1982: 48 claims1983: 2 claims1985: 43 claims1987: 3 claims1988: 47 claims1991: 1 claims1992: 47 claims1993: 32 claims1994: 1 claims1995: 7 claims1996: 2 claims1997: 3 claims1998: 1 claims1999: 2 claims2000: 2 claims2001: 8 claims2003: 6 claims2004: 3 claims2005: 3 claims2006: 1 claims2010: 2 claims2012: 3 claims2013: 4 claims2015: 1 claims2016: 1 claims2017: 31 claims2018: 1 claims2020: 1 claims2022: 80 claims2023: 7 claims2024: 670 claims2025: 3 claims2026: 2 claims19801990200020102020

What the record says

77% of claims were on properties in high-risk zones and 23% outside them.

Losses are spread across many events; the largest, Hurricane Helene, accounts for 34% of claims.

Flooding here is recent: 795 claims (72%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Venice, City Of takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Helene202437334%
Hurricane Milton202428526%
Unnamed flooding1992948%
Hurricane Ian2022807%
The 'No-Name Storm'1982424%
Blizzard of 19931993303%

Flood zone at time of claim

High-risk zones (A, V)77% · 855
Moderate or minimal risk (X, B, C)23% · 255
Zone not recorded0% · 1

NFIP communities

Venice, City OfCRS class 5 · up to 25% off
Sarasota County *CRS class 5 · up to 25% off

Federal disaster declarations in Sarasota County

Flood, hurricane and storm declarations since 2000.

Hurricane MiltonHurricane · Major disaster · 2024-10-11
Hurricane MiltonHurricane · Emergency · 2024-10-07
Hurricane HeleneHurricane · Major disaster · 2024-09-28
Tropical Storm HeleneTropical Storm · Emergency · 2024-09-24
Hurricane DebbyTropical Storm · Major disaster · 2024-08-10
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-03

29 flood, storm or hurricane declarations for Sarasota County since 2000.

Check a specific address in Venice.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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