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Flood history · Plant City, FL 33567

Flood insurance claims in Plant City, FL 33567

114 claims since 1981 and $2.5 million paid. Here's what the public record shows, and how to check a specific address.

114flood insurance claims since 1981
$2.5 millionpaid to policyholders
$27,064average paid claim
25claims in the last 10 years
14%of claims outside high-risk zones
#492of 1,142 Florida ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 33567 since 1978.

1981: 1 claims1982: 1 claims1983: 3 claims1985: 43 claims1988: 2 claims1993: 16 claims1996: 2 claims1997: 2 claims1998: 3 claims2001: 1 claims2002: 1 claims2004: 7 claims2009: 1 claims2010: 1 claims2011: 1 claims2012: 1 claims2014: 2 claims2016: 1 claims2017: 7 claims2018: 1 claims2020: 1 claims2022: 1 claims2024: 15 claims1990200020102020

What the record says

86% of claims were on properties in high-risk zones and 14% outside them.

Losses are spread across many events; the largest, Hurricane Elena, accounts for 38% of claims.

25 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Hillsborough County* takes part in FEMA's Community Rating System (class 4), which can lower flood insurance premiums by up to 30% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Elena19854338%
Blizzard of 199319931513%
Hurricane Milton20241311%
Hurricane Irma201744%
Hurricane Jeanne200444%
Unnamed flooding199744%

Flood zone at time of claim

High-risk zones (A, V)85% · 97
Moderate or minimal risk (X, B, C)14% · 16
Zone not recorded1% · 1

NFIP communities

Hillsborough County*CRS class 4 · up to 30% off
Plant City, City OfCRS class 6 · up to 20% off

Federal disaster declarations in Hillsborough County

Flood, hurricane and storm declarations since 2000.

Hurricane MiltonHurricane · Major disaster · 2024-10-11
Hurricane MiltonHurricane · Emergency · 2024-10-07
Hurricane HeleneHurricane · Major disaster · 2024-09-28
Tropical Storm HeleneTropical Storm · Emergency · 2024-09-24
Hurricane DebbyTropical Storm · Major disaster · 2024-08-10
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-03

25 flood, storm or hurricane declarations for Hillsborough County since 2000.

Check a specific address in Plant City.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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