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Flood history · Trenton, FL 32693

Flood insurance claims in Trenton, FL 32693

61 claims since 1980 and $918,112 paid. Here's what the public record shows, and how to check a specific address.

61flood insurance claims since 1980
$918,112paid to policyholders
$17,323average paid claim
3claims in the last 10 years
21%of claims outside high-risk zones
#608of 1,142 Florida ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 32693 since 1978.

1980: 1 claims1983: 1 claims1984: 4 claims1986: 4 claims1987: 3 claims1988: 1 claims1991: 9 claims1998: 15 claims2004: 13 claims2005: 1 claims2009: 3 claims2012: 1 claims2015: 2 claims2019: 2 claims2020: 1 claims19801990200020102020

What the record says

79% of claims were on properties in high-risk zones and 21% outside them.

Losses are spread across many events; the largest, Hurricane Frances, accounts for 11% of claims.

3 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Levy County * takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Frances2004711%
Unnamed flooding199835%
Hurricane Jeanne200423%
Tropical Storm Debby201212%
Hurricane Ivan200412%

Flood zone at time of claim

High-risk zones (A, V)62% · 38
Moderate or minimal risk (X, B, C)16% · 10
Zone not recorded21% · 13

NFIP communities

Gilchrist County *Participates in the NFIP
Levy County *CRS class 9 · up to 05% off

Federal disaster declarations in Gilchrist County

Flood, hurricane and storm declarations since 2000.

Hurricane MiltonHurricane · Major disaster · 2024-10-11
Hurricane MiltonHurricane · Emergency · 2024-10-07
Hurricane HeleneHurricane · Major disaster · 2024-09-28
Tropical Storm HeleneTropical Storm · Emergency · 2024-09-24
Hurricane DebbyTropical Storm · Major disaster · 2024-08-10
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-03

27 flood, storm or hurricane declarations for Gilchrist County since 2000.

Check a specific address in Trenton.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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