Flood history · Fort Lauderdale, FL 33312
Flood insurance claims in Fort Lauderdale, FL 33312
1,800 claims since 1979 and $78.5 million paid. Here's what the public record shows, and how to check a specific address.
Claims by year
Every NFIP flood insurance claim reported in ZIP 33312 since 1978.
What the record says
89% of claims were on properties in high-risk zones and 11% outside them.
One event dominates the record: April Florida Flooding accounts for 49% of all claims in this ZIP code.
Flooding here is recent: 1,234 claims (69%) were in the last 10 years.
The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.
Fort Lauderdale, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.
Biggest flood events
| Event | Year | Claims | Share |
|---|---|---|---|
| April Florida Flooding | 2023 | 879 | 49% |
| Hurricane Eta | 2020 | 196 | 11% |
| Hurricane Irene | 1999 | 138 | 8% |
| Hurricane Wilma | 2005 | 83 | 5% |
| Unnamed flooding | 1979 | 67 | 4% |
| Hurricane Irma | 2017 | 46 | 3% |
Flood zone at time of claim
NFIP communities
Federal disaster declarations in Broward County
Flood, hurricane and storm declarations since 2000.
23 flood, storm or hurricane declarations for Broward County since 2000.
Check a specific address in Fort Lauderdale.
ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.
Nearby Florida ZIP codes
Fort Lauderdale
414 claims · $5.0 million paid
33315Fort Lauderdale
1,402 claims · $81.0 million paid
33317Fort Lauderdale
631 claims · $2.9 million paid
33311Fort Lauderdale
1,431 claims · $26.8 million paid
33314Fort Lauderdale
413 claims · $3.7 million paid
33316Fort Lauderdale
392 claims · $20.6 million paid
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.