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Flood history · North Port, FL 34291

Flood insurance claims in North Port, FL 34291

79 claims since 1992 and $4.4 million paid. Here's what the public record shows, and how to check a specific address.

79flood insurance claims since 1992
$4.4 millionpaid to policyholders
$84,986average paid claim
60claims in the last 10 years
28%of claims outside high-risk zones
#564of 1,142 Florida ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 34291 since 1978.

1992: 4 claims1997: 1 claims2003: 13 claims2005: 1 claims2017: 7 claims2019: 1 claims2022: 52 claims200020102020

What the record says

72% of claims were on properties in high-risk zones and 28% outside them.

One event dominates the record: Hurricane Ian accounts for 66% of all claims in this ZIP code.

Flooding here is recent: 60 claims (76%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

North Port, City Of takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Ian20225266%
Hurricane Irma201768%
Unnamed flooding199245%
Hurricane Katrina200511%

Flood zone at time of claim

High-risk zones (A, V)71% · 56
Moderate or minimal risk (X, B, C)28% · 22
Zone not recorded1% · 1

NFIP communities

North Port, City OfCRS class 5 · up to 25% off
Sarasota County *CRS class 5 · up to 25% off

Federal disaster declarations in Sarasota County

Flood, hurricane and storm declarations since 2000.

Hurricane MiltonHurricane · Major disaster · 2024-10-11
Hurricane MiltonHurricane · Emergency · 2024-10-07
Hurricane HeleneHurricane · Major disaster · 2024-09-28
Tropical Storm HeleneTropical Storm · Emergency · 2024-09-24
Hurricane DebbyTropical Storm · Major disaster · 2024-08-10
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-03

29 flood, storm or hurricane declarations for Sarasota County since 2000.

Check a specific address in North Port.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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