Flood history · Ohio
Flood insurance claims in Ohio
28,064 claims and $367.4 million paid since 1978. Find your ZIP code.
28,064claims since 1978
$367.4 millionpaid to policyholders
141ZIP codes with 50+ claims
Claims by year
Biggest flood events
| Event (top events per ZIP) | Year | Claims |
|---|---|---|
| Unnamed flooding | 1997 | 3,855 |
| Tropical Storm Ivan | 2004 | 1,003 |
| Late winter storms | 2011 | 963 |
| Not a named storm | 1979 | 660 |
| March storm | 2008 | 152 |
| Central U.S. April Flooding | 2025 | 120 |
| Tropical Storm Erin | 2007 | 81 |
| Tropical Storm Fred | 2021 | 4 |
Ohio ZIP codes by flood claims
ZIP codes with at least 50 claims. Select one for its full history.
| ZIP | Place | County | Claims | Paid | Last 10 yrs |
|---|---|---|---|---|---|
| 45840 | Findlay | Hancock | 2,027 | $37.5 million | 117 |
| 45750 | Marietta | Washington | 940 | $13.5 million | 40 |
| 43452 | Port Clinton | Ottawa | 696 | $4.3 million | 62 |
| 43449 | Oak Harbor | Ottawa | 463 | $3.4 million | 22 |
| 44870 | Sandusky | Erie | 462 | $2.7 million | 65 |
| 45875 | Ottawa | Putnam | 440 | $9.3 million | 6 |
| 44089 | Vermilion | Erie | 424 | $4.4 million | 18 |
| 44125 | Cleveland | Cuyahoga | 409 | $6.6 million | 14 |
| 45157 | New Richmond | Clermont | 394 | $6.4 million | 40 |
| 45226 | Cincinnati | Hamilton | 341 | $12.1 million | 76 |
| 44095 | Eastlake | Lake | 329 | $2.5 million | 4 |
| 43512 | Defiance | Defiance | 318 | $2.4 million | 1 |
| 44077 | Painesville | Lake | 240 | $5.9 million | 8 |
| 45014 | Fairfield | Butler | 235 | $1.3 million | 7 |
| 44203 | Barberton | Summit | 226 | $5.5 million | 51 |
| 44131 | Independence | Cuyahoga | 215 | $15.2 million | 25 |
| 43725 | Cambridge | Guernsey | 199 | $5.2 million | 6 |
| 43068 | Reynoldsburg | Franklin | 197 | $1.8 million | 84 |
| 44839 | Huron | Erie | 196 | $1.3 million | 19 |
| 44094 | Willoughby | Lake | 192 | $2.2 million | 5 |
| 45669 | Proctorville | Lawrence | 191 | $1.9 million | 15 |
| 45230 | Cincinnati | Hamilton | 190 | $2.3 million | 48 |
| 43912 | Bridgeport | Belmont | 187 | $2.6 million | 18 |
| 43055 | Newark | Licking | 185 | $933,731 | 29 |
| 43612 | Toledo | Lucas | 172 | $1.4 million | 0 |
| 45714 | Belpre | Washington | 171 | $2.0 million | 17 |
| 44430 | Leavittsburg | Trumbull | 169 | $1.6 million | 7 |
| 43611 | Toledo | Lucas | 169 | $334,048 | 8 |
| 45244 | Cincinnati | Hamilton | 165 | $2.4 million | 43 |
| 43130 | Lancaster | Fairfield | 158 | $806,151 | 40 |
| 43616 | Oregon | Lucas | 156 | $1.4 million | 16 |
| 44875 | Shelby | Richland | 155 | $5.3 million | 0 |
| 43609 | Toledo | Lucas | 146 | $691,589 | 0 |
| 44039 | North Ridgeville | Lorain | 143 | $2.6 million | 22 |
| 43917 | Dillonvale | Jefferson | 143 | $1.1 million | 6 |
| 44512 | Youngstown | Mahoning | 141 | $751,656 | 29 |
| 45227 | Cincinnati | Hamilton | 133 | $2.8 million | 15 |
| 45640 | Jackson | Jackson | 124 | $2.1 million | 4 |
| 45769 | Pomeroy | Meigs | 123 | $1.0 million | 3 |
| 45144 | Manchester | Adams | 122 | $929,054 | 5 |
| 44215 | Chippewa Lake | Medina | 118 | $703,794 | 8 |
| 43756 | Mcconnelsville | Morgan | 114 | $1.3 million | 20 |
| 43316 | Carey | Wyandot | 114 | $2.2 million | 19 |
| 43613 | Toledo | Lucas | 113 | $500,982 | 5 |
| 44883 | Tiffin | Seneca | 109 | $1.6 million | 4 |
| 44314 | Akron | Summit | 108 | $528,821 | 6 |
| 45239 | Cincinnati | Hamilton | 108 | $609,283 | 15 |
| 43942 | Powhatan Point | Belmont | 106 | $1.2 million | 8 |
| 45631 | Gallipolis | Gallia | 103 | $913,318 | 3 |
| 43213 | Columbus | Franklin | 102 | $289,640 | 29 |
| 45167 | Ripley | Brown | 102 | $1.3 million | 4 |
| 43332 | La Rue | Marion | 102 | $2.3 million | 1 |
| 45601 | Chillicothe | Ross | 102 | $799,111 | 4 |
| 45241 | Cincinnati | Hamilton | 101 | $4.0 million | 13 |
| 44720 | North Canton | Stark | 99 | $3.8 million | 11 |
| 43227 | Columbus | Franklin | 95 | $344,630 | 55 |
| 43615 | Toledo | Lucas | 93 | $1.2 million | 1 |
| 45662 | Portsmouth | Scioto | 91 | $327,547 | 10 |
| 43906 | Bellaire | Belmont | 91 | $700,237 | 8 |
| 43342 | Prospect | Marion | 90 | $492,990 | 9 |
| 45373 | Troy | Miami | 90 | $1.6 million | 1 |
| 44122 | Beachwood | Cuyahoga | 89 | $106,778 | 9 |
| 43123 | Grove City | Franklin | 89 | $519,946 | 13 |
| 45638 | Ironton | Lawrence | 87 | $737,021 | 3 |
| 43440 | Lakeside Marblehead | Ottawa | 87 | $752,934 | 19 |
| 43717 | Belle Valley | Noble | 85 | $1.2 million | 9 |
| 43723 | Byesville | Guernsey | 85 | $1.6 million | 1 |
| 45140 | Loveland | Clermont | 82 | $710,209 | 11 |
| 43232 | Columbus | Franklin | 79 | $312,454 | 28 |
| 44663 | New Philadelphia | Tuscarawas | 79 | $506,374 | 8 |
| 43046 | Millersport | Fairfield | 79 | $265,285 | 14 |
| 44256 | Medina | Medina | 79 | $2.2 million | 6 |
| 44614 | Canal Fulton | Stark | 77 | $501,426 | 6 |
| 44820 | Bucyrus | Crawford | 77 | $1.5 million | 7 |
| 43223 | Columbus | Franklin | 77 | $742,418 | 7 |
| 44637 | Killbuck | Holmes | 77 | $199,701 | 2 |
| 45002 | Cleves | Hamilton | 77 | $525,303 | 18 |
| 44130 | Cleveland | Cuyahoga | 76 | $1.5 million | 26 |
| 45153 | Moscow | Clermont | 75 | $1.2 million | 5 |
| 44060 | Mentor | Lake | 75 | $946,012 | 2 |
| 45231 | Cincinnati | Hamilton | 73 | $300,254 | 8 |
| 44515 | Youngstown | Mahoning | 73 | $407,129 | 1 |
| 45719 | Chauncey | Athens | 73 | $514,496 | 0 |
| 45885 | Saint Marys | Auglaize | 73 | $1.3 million | 16 |
| 44813 | Bellville | Richland | 72 | $929,994 | 0 |
| 45775 | Rutland | Meigs | 72 | $822,026 | 4 |
| 45817 | Bluffton | Allen | 72 | $1.3 million | 9 |
| 45030 | Harrison | Hamilton | 72 | $757,769 | 12 |
| 43209 | Columbus | Franklin | 71 | $261,773 | 3 |
| 43214 | Columbus | Franklin | 71 | $306,961 | 10 |
| 44691 | Wooster | Wayne | 70 | $1.6 million | 10 |
| 44146 | Bedford | Cuyahoga | 70 | $1.0 million | 7 |
| 45690 | Waverly | Pike | 70 | $1.2 million | 8 |
| 44070 | North Olmsted | Cuyahoga | 69 | $193,285 | 4 |
| 43623 | Toledo | Lucas | 69 | $542,061 | 1 |
| 45013 | Hamilton | Butler | 69 | $732,136 | 17 |
| 43230 | Columbus | Franklin | 68 | $321,062 | 13 |
| 43522 | Grand Rapids | Wood | 68 | $479,685 | 0 |
| 45365 | Sidney | Shelby | 68 | $442,033 | 4 |
| 44641 | Louisville | Stark | 68 | $2.6 million | 6 |
| 44133 | North Royalton | Cuyahoga | 68 | $535,673 | 7 |
| 45782 | Trimble | Athens | 67 | $788,218 | 4 |
| 43545 | Napoleon | Henry | 67 | $496,183 | 1 |
| 44224 | Stow | Summit | 66 | $405,677 | 4 |
| 43081 | Westerville | Franklin | 65 | $1.0 million | 17 |
| 43464 | Vickery | Sandusky | 65 | $521,383 | 1 |
| 43113 | Circleville | Pickaway | 64 | $685,240 | 12 |
| 44107 | Lakewood | Cuyahoga | 64 | $724,955 | 16 |
| 45237 | Cincinnati | Hamilton | 63 | $425,524 | 8 |
| 43420 | Fremont | Sandusky | 63 | $500,794 | 3 |
| 43701 | Zanesville | Muskingum | 62 | $1.1 million | 19 |
| 43138 | Logan | Hocking | 62 | $1.6 million | 20 |
| 44833 | Galion | Crawford | 62 | $1.0 million | 0 |
| 43901 | Adena | Jefferson | 61 | $428,354 | 2 |
| 45202 | Cincinnati | Hamilton | 61 | $1.7 million | 24 |
| 45619 | Chesapeake | Lawrence | 60 | $300,120 | 1 |
| 45680 | South Point | Lawrence | 60 | $1.0 million | 2 |
| 43446 | Middle Bass | Ottawa | 60 | $570,141 | 20 |
| 43025 | Hebron | Licking | 60 | $643,501 | 11 |
| 43085 | Columbus | Franklin | 60 | $367,035 | 5 |
| 45822 | Celina | Mercer | 59 | $904,366 | 16 |
| 45011 | Hamilton | Butler | 58 | $437,838 | 8 |
| 44053 | Lorain | Lorain | 58 | $1.5 million | 8 |
| 43730 | Corning | Perry | 57 | $589,286 | 2 |
| 43724 | Caldwell | Noble | 56 | $903,369 | 2 |
| 44035 | Elyria | Lorain | 56 | $440,355 | 7 |
| 43943 | Rayland | Jefferson | 56 | $815,540 | 4 |
| 44270 | Rittman | Wayne | 54 | $467,726 | 8 |
| 43773 | Quaker City | Guernsey | 54 | $660,433 | 3 |
| 45833 | Delphos | Allen | 54 | $386,482 | 16 |
| 43940 | Neffs | Belmont | 54 | $757,335 | 4 |
| 45723 | Coolville | Athens | 53 | $816,559 | 3 |
| 44236 | Hudson | Summit | 53 | $641,299 | 12 |
| 43532 | Liberty Center | Henry | 53 | $490,167 | 1 |
| 45732 | Glouster | Athens | 52 | $470,363 | 0 |
| 44333 | Akron | Summit | 52 | $1.0 million | 3 |
| 44683 | Uhrichsville | Tuscarawas | 51 | $304,875 | 7 |
| 45223 | Cincinnati | Hamilton | 51 | $784,930 | 3 |
| 43935 | Martins Ferry | Belmont | 50 | $1.0 million | 4 |
| 45701 | Athens | Athens | 50 | $474,246 | 4 |
| 43720 | Blue Rock | Muskingum | 50 | $746,592 | 8 |
Check any address, free.
Official FEMA flood zone, elevation and claims history for one property.
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.