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Flood history · Liberty Center, OH 43532

Flood insurance claims in Liberty Center, OH 43532

53 claims since 1978 and $490,167 paid. Here's what the public record shows, and how to check a specific address.

53flood insurance claims since 1978
$490,167paid to policyholders
$9,803average paid claim
1claims in the last 10 years
0%of claims outside high-risk zones
#134of 900 Ohio ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 43532 since 1978.

1978: 7 claims1982: 7 claims1985: 4 claims1990: 5 claims1991: 2 claims1998: 1 claims1999: 5 claims2005: 4 claims2008: 5 claims2009: 5 claims2014: 5 claims2015: 2 claims2021: 1 claims19801990200020102020

What the record says

Almost all claims here (100%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

1 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19851121%

Flood zone at time of claim

High-risk zones (A, V)58% · 31
Zone not recorded42% · 22

NFIP communities

Henry County *Participates in the NFIP
Fulton County *Participates in the NFIP

Federal disaster declarations in Henry County

Flood, hurricane and storm declarations since 2000.

Severe StormsSevere Storm · Emergency · 2012-06-30
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13
Severe Winter Storms, Flooding, And MudslidesSevere Storm · Major disaster · 2005-02-15
Severe Storms And FloodingSevere Storm · Major disaster · 2004-09-19
Severe Storms And TornadoesSevere Storm · Major disaster · 2002-11-18

5 flood, storm or hurricane declarations for Henry County since 2000.

Check a specific address in Liberty Center.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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