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Flood history · Columbus, OH 43232

Flood insurance claims in Columbus, OH 43232

79 claims since 1979 and $312,454 paid. Here's what the public record shows, and how to check a specific address.

79flood insurance claims since 1979
$312,454paid to policyholders
$7,266average paid claim
28claims in the last 10 years
16%of claims outside high-risk zones
#69of 900 Ohio ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 43232 since 1978.

1979: 10 claims1980: 1 claims1988: 1 claims1989: 5 claims1992: 4 claims1995: 1 claims1997: 4 claims1999: 1 claims2003: 1 claims2004: 6 claims2005: 7 claims2006: 3 claims2008: 1 claims2010: 1 claims2012: 1 claims2014: 1 claims2015: 2 claims2016: 1 claims2017: 3 claims2018: 1 claims2020: 21 claims2021: 1 claims2023: 1 claims2026: 1 claims19801990200020102020

What the record says

84% of claims were on properties in high-risk zones and 16% outside them.

Flooding here is recent: 28 claims (35%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding199245%

Flood zone at time of claim

High-risk zones (A, V)72% · 57
Moderate or minimal risk (X, B, C)14% · 11
Zone not recorded14% · 11

NFIP communities

Franklin County*Participates in the NFIP
Columbus, City OfParticipates in the NFIP

Federal disaster declarations in Franklin County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, And LandslidesFlood · Major disaster · 2026-10-02
Severe Storms And Straight-Line WindsSevere Storm · Major disaster · 2012-08-20
Severe StormsSevere Storm · Emergency · 2012-06-30
Severe Wind Storm Associated With Tropical Depression IkeSevere Storm · Major disaster · 2008-10-24
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13
Severe Winter Storms, Flooding, And MudslidesSevere Storm · Major disaster · 2005-02-15

10 flood, storm or hurricane declarations for Franklin County since 2000.

Check a specific address in Columbus.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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