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Flood history · Youngstown, OH 44512

Flood insurance claims in Youngstown, OH 44512

141 claims since 1978 and $751,656 paid. Here's what the public record shows, and how to check a specific address.

141flood insurance claims since 1978
$751,656paid to policyholders
$7,091average paid claim
29claims in the last 10 years
89%of claims outside high-risk zones
#36of 900 Ohio ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 44512 since 1978.

1978: 1 claims1979: 4 claims1980: 13 claims1981: 3 claims1982: 21 claims1984: 6 claims1986: 5 claims1989: 1 claims1990: 14 claims1991: 10 claims1992: 9 claims1993: 6 claims1994: 2 claims1999: 1 claims2001: 1 claims2003: 7 claims2004: 5 claims2005: 1 claims2008: 1 claims2012: 1 claims2018: 7 claims2019: 7 claims2020: 1 claims2021: 1 claims2022: 6 claims2026: 7 claims19801990200020102020

What the record says

About 89% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

29 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding199296%

Flood zone at time of claim

High-risk zones (A, V)11% · 16
Moderate or minimal risk (X, B, C)88% · 124
Zone not recorded1% · 1

NFIP communities

Mahoning County *Participates in the NFIP
Youngstown, City OfParticipates in the NFIP

Federal disaster declarations in Mahoning County

Flood, hurricane and storm declarations since 2000.

Severe StormsSevere Storm · Emergency · 2012-06-30
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13
Severe Storms And FloodingSevere Storm · Major disaster · 2004-09-19
Severe Storms And FloodingSevere Storm · Major disaster · 2004-06-03
Severe Storms And FloodingSevere Storm · Major disaster · 2003-07-15

5 flood, storm or hurricane declarations for Mahoning County since 2000.

Check a specific address in Youngstown.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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