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Flood history · Beachwood, OH 44122

Flood insurance claims in Beachwood, OH 44122

89 claims since 1978 and $106,778 paid. Here's what the public record shows, and how to check a specific address.

89flood insurance claims since 1978
$106,778paid to policyholders
$2,810average paid claim
9claims in the last 10 years
75%of claims outside high-risk zones
#62of 900 Ohio ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 44122 since 1978.

1978: 14 claims1979: 8 claims1980: 11 claims1981: 2 claims1982: 2 claims1983: 2 claims1986: 1 claims1990: 8 claims1992: 1 claims1994: 9 claims1999: 1 claims2003: 2 claims2004: 1 claims2006: 1 claims2010: 1 claims2011: 2 claims2012: 2 claims2013: 1 claims2014: 7 claims2015: 3 claims2016: 1 claims2017: 2 claims2018: 1 claims2020: 5 claims2022: 1 claims19801990200020102020

What the record says

About 75% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

9 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding198111%
Late winter storms201111%

Flood zone at time of claim

High-risk zones (A, V)18% · 16
Moderate or minimal risk (X, B, C)53% · 47
Zone not recorded29% · 26

NFIP communities

Shaker Heights, City OfParticipates in the NFIP
Beachwood, City OfParticipates in the NFIP
Cleveland, City OfParticipates in the NFIP

Federal disaster declarations in Cuyahoga County

Flood, hurricane and storm declarations since 2000.

Severe Storms And Flooding Due To The Remnants Of Hurricane SandyHurricane · Major disaster · 2013-01-03
Severe StormsSevere Storm · Emergency · 2012-06-30
Severe Storms, Tornadoes, Straight Line Winds, And FloodingSevere Storm · Major disaster · 2006-07-02
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13
Severe Storms And FloodingSevere Storm · Major disaster · 2004-09-19
Severe Storms And FloodingSevere Storm · Major disaster · 2004-06-03

7 flood, storm or hurricane declarations for Cuyahoga County since 2000.

Check a specific address in Beachwood.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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