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Flood history · Cleves, OH 45002

Flood insurance claims in Cleves, OH 45002

77 claims since 1978 and $525,303 paid. Here's what the public record shows, and how to check a specific address.

77flood insurance claims since 1978
$525,303paid to policyholders
$9,057average paid claim
18claims in the last 10 years
15%of claims outside high-risk zones
#77of 900 Ohio ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 45002 since 1978.

1978: 6 claims1979: 4 claims1982: 4 claims1983: 1 claims1988: 1 claims1989: 1 claims1990: 3 claims1993: 2 claims1994: 1 claims1996: 6 claims1997: 3 claims2000: 1 claims2001: 4 claims2004: 9 claims2005: 2 claims2008: 7 claims2011: 3 claims2013: 1 claims2017: 2 claims2018: 9 claims2019: 1 claims2020: 1 claims2022: 2 claims2025: 3 claims19801990200020102020

What the record says

85% of claims were on properties in high-risk zones and 15% outside them.

Losses are spread across many events; the largest, March storm, accounts for 9% of claims.

18 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
March storm200879%
Unnamed flooding198945%
Central U.S. April Flooding202534%

Flood zone at time of claim

High-risk zones (A, V)69% · 53
Moderate or minimal risk (X, B, C)12% · 9
Zone not recorded19% · 15

NFIP communities

Hamilton County *Participates in the NFIP
Cleves, Village OfParticipates in the NFIP

Federal disaster declarations in Hamilton County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, And LandslidesFlood · Major disaster · 2026-10-02
Severe Storms, Landslides, And MudslidesFlood · Major disaster · 2018-04-17
Severe StormsSevere Storm · Emergency · 2012-06-30
Severe Storms And FloodingSevere Storm · Major disaster · 2011-07-13
Severe Wind Storm Associated With Tropical Depression IkeSevere Storm · Major disaster · 2008-10-24
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13

8 flood, storm or hurricane declarations for Hamilton County since 2000.

Check a specific address in Cleves.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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