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Flood history · Harrison, OH 45030

Flood insurance claims in Harrison, OH 45030

72 claims since 1982 and $757,769 paid. Here's what the public record shows, and how to check a specific address.

72flood insurance claims since 1982
$757,769paid to policyholders
$14,298average paid claim
12claims in the last 10 years
6%of claims outside high-risk zones
#88of 900 Ohio ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 45030 since 1978.

1982: 3 claims1983: 1 claims1989: 1 claims1990: 4 claims1992: 1 claims1994: 1 claims1995: 1 claims1996: 12 claims1997: 4 claims1998: 2 claims2001: 2 claims2003: 1 claims2004: 8 claims2005: 5 claims2007: 1 claims2008: 7 claims2011: 2 claims2012: 4 claims2017: 1 claims2018: 1 claims2025: 2 claims2026: 8 claims1990200020102020

What the record says

Almost all claims here (94%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 12% of claims.

12 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding1990912%
March storm200868%
Central U.S. April Flooding202523%

Flood zone at time of claim

High-risk zones (A, V)92% · 66
Moderate or minimal risk (X, B, C)6% · 4
Zone not recorded3% · 2

NFIP communities

Hamilton County *Participates in the NFIP

Federal disaster declarations in Hamilton County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, And LandslidesFlood · Major disaster · 2026-10-02
Severe Storms, Landslides, And MudslidesFlood · Major disaster · 2018-04-17
Severe StormsSevere Storm · Emergency · 2012-06-30
Severe Storms And FloodingSevere Storm · Major disaster · 2011-07-13
Severe Wind Storm Associated With Tropical Depression IkeSevere Storm · Major disaster · 2008-10-24
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13

8 flood, storm or hurricane declarations for Hamilton County since 2000.

Check a specific address in Harrison.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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