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Flood history · Hamilton, OH 45013

Flood insurance claims in Hamilton, OH 45013

69 claims since 1980 and $732,136 paid. Here's what the public record shows, and how to check a specific address.

69flood insurance claims since 1980
$732,136paid to policyholders
$14,356average paid claim
17claims in the last 10 years
22%of claims outside high-risk zones
#96of 900 Ohio ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 45013 since 1978.

1980: 5 claims1982: 1 claims1990: 4 claims1992: 1 claims1996: 12 claims1997: 2 claims2001: 1 claims2003: 11 claims2004: 3 claims2008: 8 claims2009: 3 claims2016: 1 claims2018: 4 claims2022: 2 claims2023: 2 claims2026: 9 claims19801990200020102020

What the record says

78% of claims were on properties in high-risk zones and 22% outside them.

17 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
March storm2008812%
Unnamed flooding199246%

Flood zone at time of claim

High-risk zones (A, V)78% · 54
Moderate or minimal risk (X, B, C)22% · 15

NFIP communities

Millville, Village OfParticipates in the NFIP
Butler County *Participates in the NFIP
Hamilton, City OfParticipates in the NFIP

Federal disaster declarations in Butler County

Flood, hurricane and storm declarations since 2000.

Severe StormsSevere Storm · Emergency · 2012-06-30
Severe Wind Storm Associated With Tropical Depression IkeSevere Storm · Major disaster · 2008-10-24
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13
Severe Storms And FloodingSevere Storm · Major disaster · 2004-09-19
Severe Storms And FloodingSevere Storm · Major disaster · 2001-08-27

5 flood, storm or hurricane declarations for Butler County since 2000.

Check a specific address in Hamilton.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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