Flood history · Washington
Flood insurance claims in Washington
15,834 claims and $360.4 million paid since 1978. Find your ZIP code.
15,834claims since 1978
$360.4 millionpaid to policyholders
70ZIP codes with 50+ claims
Claims by year
Biggest flood events
| Event (top events per ZIP) | Year | Claims |
|---|---|---|
| Unnamed flooding | 1996 | 3,553 |
| Torrential rain | 2006 | 1,091 |
| Winter storm | 2007 | 1,033 |
| 2025-12-AtmosphericRiver | 2025 | 824 |
| Mt. St. Helens Eruption | 1980 | 182 |
Washington ZIP codes by flood claims
ZIP codes with at least 50 claims. Select one for its full history.
| ZIP | Place | County | Claims | Paid | Last 10 yrs |
|---|---|---|---|---|---|
| 98065 | Snoqualmie | King | 1,195 | $23.3 million | 65 |
| 98531 | Centralia | Lewis | 991 | $34.8 million | 47 |
| 98532 | Chehalis | Lewis | 808 | $39.1 million | 57 |
| 98284 | Sedro Woolley | Skagit | 416 | $8.4 million | 71 |
| 98520 | Aberdeen | Grays Harbor | 358 | $3.3 million | 15 |
| 98295 | Sumas | Whatcom | 348 | $23.2 million | 288 |
| 98294 | Sultan | Snohomish | 317 | $5.5 million | 28 |
| 98223 | Arlington | Snohomish | 298 | $7.9 million | 34 |
| 98290 | Snohomish | Snohomish | 298 | $4.8 million | 8 |
| 98247 | Everson | Whatcom | 294 | $11.6 million | 208 |
| 98550 | Hoquiam | Grays Harbor | 270 | $4.3 million | 12 |
| 98273 | Mount Vernon | Skagit | 247 | $2.5 million | 35 |
| 98045 | North Bend | King | 244 | $6.0 million | 30 |
| 98027 | Issaquah | King | 240 | $5.8 million | 39 |
| 98255 | Hamilton | Skagit | 224 | $4.7 million | 12 |
| 98390 | Sumner | Pierce | 217 | $5.5 million | 1 |
| 98272 | Monroe | Snohomish | 215 | $2.7 million | 18 |
| 98038 | Maple Valley | King | 210 | $4.4 million | 50 |
| 98626 | Kelso | Cowlitz | 186 | $3.6 million | 13 |
| 98443 | Tacoma | Pierce | 181 | $4.6 million | 1 |
| 98014 | Carnation | King | 178 | $4.5 million | 21 |
| 98611 | Castle Rock | Cowlitz | 170 | $4.5 million | 2 |
| 98248 | Ferndale | Whatcom | 166 | $4.7 million | 52 |
| 98584 | Shelton | Mason | 162 | $2.1 million | 9 |
| 98377 | Randle | Lewis | 149 | $2.6 million | 2 |
| 98292 | Stanwood | Snohomish | 146 | $2.4 million | 10 |
| 98252 | Granite Falls | Snohomish | 133 | $1.9 million | 0 |
| 98922 | Cle Elum | Kittitas | 131 | $2.0 million | 23 |
| 98233 | Burlington | Skagit | 130 | $3.4 million | 59 |
| 98256 | Index | Snohomish | 122 | $2.5 million | 6 |
| 98632 | Longview | Cowlitz | 122 | $2.3 million | 11 |
| 98237 | Concrete | Skagit | 122 | $1.4 million | 11 |
| 98674 | Woodland | Cowlitz | 120 | $1.8 million | 3 |
| 98371 | Puyallup | Pierce | 104 | $4.3 million | 25 |
| 98282 | Camano Island | Snohomish | 98 | $1.7 million | 24 |
| 98296 | Snohomish | Snohomish | 92 | $1.9 million | 8 |
| 98625 | Kalama | Cowlitz | 92 | $2.7 million | 4 |
| 98826 | Leavenworth | Chelan | 83 | $2.1 million | 27 |
| 98903 | Yakima | Yakima | 83 | $312,176 | 7 |
| 98579 | Rochester | Thurston | 79 | $1.5 million | 10 |
| 98541 | Elma | Grays Harbor | 77 | $1.4 million | 6 |
| 98360 | Orting | Pierce | 77 | $1.3 million | 9 |
| 98926 | Ellensburg | Kittitas | 74 | $867,967 | 8 |
| 98226 | Bellingham | Whatcom | 72 | $1.9 million | 11 |
| 98019 | Duvall | King | 72 | $1.6 million | 9 |
| 98563 | Montesano | Grays Harbor | 71 | $1.7 million | 1 |
| 98908 | Yakima | Yakima | 71 | $884,901 | 12 |
| 98276 | Nooksack | Whatcom | 70 | $5.8 million | 66 |
| 98110 | Bainbridge Island | Kitsap | 69 | $1.9 million | 33 |
| 98568 | Oakville | Grays Harbor | 68 | $1.4 million | 6 |
| 98047 | Pacific | King | 65 | $3.2 million | 26 |
| 98513 | Olympia | Thurston | 64 | $2.2 million | 25 |
| 99361 | Waitsburg | Walla Walla | 62 | $1.1 million | 24 |
| 98597 | Yelm | Thurston | 61 | $592,390 | 6 |
| 98288 | Skykomish | King | 61 | $1.3 million | 8 |
| 98166 | Seattle | King | 60 | $666,779 | 4 |
| 98024 | Fall City | King | 58 | $1.1 million | 3 |
| 98577 | Raymond | Pacific | 57 | $611,332 | 5 |
| 98251 | Gold Bar | Snohomish | 57 | $921,512 | 11 |
| 98232 | Bow | Skagit | 57 | $527,124 | 13 |
| 98590 | Tokeland | Pacific | 56 | $946,145 | 2 |
| 99328 | Dayton | Columbia | 55 | $501,325 | 16 |
| 98937 | Naches | Yakima | 54 | $349,781 | 1 |
| 99156 | Newport | Pend Oreille | 54 | $909,999 | 7 |
| 98058 | Renton | King | 54 | $805,920 | 10 |
| 98236 | Clinton | Island | 53 | $682,669 | 14 |
| 98361 | Packwood | Lewis | 52 | $1.5 million | 7 |
| 98530 | Bucoda | Thurston | 50 | $285,484 | 4 |
| 98942 | Selah | Yakima | 50 | $759,308 | 2 |
| 98466 | Tacoma | Pierce | 50 | $1.2 million | 15 |
Check any address, free.
Official FEMA flood zone, elevation and claims history for one property.
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.