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Flood history · Issaquah, WA 98027

Flood insurance claims in Issaquah, WA 98027

240 claims since 1979 and $5.8 million paid. Here's what the public record shows, and how to check a specific address.

240flood insurance claims since 1979
$5.8 millionpaid to policyholders
$30,430average paid claim
39claims in the last 10 years
34%of claims outside high-risk zones
#14of 451 Washington ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 98027 since 1978.

1979: 2 claims1982: 2 claims1983: 1 claims1984: 5 claims1985: 1 claims1986: 18 claims1987: 1 claims1990: 64 claims1991: 1 claims1992: 3 claims1993: 1 claims1995: 9 claims1996: 36 claims1997: 3 claims2001: 1 claims2003: 1 claims2006: 8 claims2007: 2 claims2008: 1 claims2009: 34 claims2010: 5 claims2015: 2 claims2019: 4 claims2020: 26 claims2022: 4 claims2023: 1 claims2025: 4 claims19801990200020102020

What the record says

About 34% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Unnamed flooding accounts for 47% of all claims in this ZIP code.

39 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Issaquah, City Of takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding199011347%
Torrential rain200673%
2025-12-AtmosphericRiver202542%
Winter storm200721%

Flood zone at time of claim

High-risk zones (A, V)65% · 157
Moderate or minimal risk (X, B, C)34% · 82
Zone not recorded0% · 1

NFIP communities

Issaquah, City OfCRS class 5 · up to 25% off
King County*CRS class 2 · up to 40% off

Federal disaster declarations in King County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Major disaster · 2026-04-07
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Emergency · 2025-12-12
Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-04-28
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2020-04-23
Severe Winter Storms, Flooding, Landslides, MudslidesFlood · Major disaster · 2017-04-21
Severe Winter Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2012-03-05

14 flood, storm or hurricane declarations for King County since 2000.

Check a specific address in Issaquah.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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