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Flood history · Renton, WA 98058

Flood insurance claims in Renton, WA 98058

54 claims since 1979 and $805,920 paid. Here's what the public record shows, and how to check a specific address.

54flood insurance claims since 1979
$805,920paid to policyholders
$19,189average paid claim
10claims in the last 10 years
30%of claims outside high-risk zones
#65of 451 Washington ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 98058 since 1978.

1979: 1 claims1990: 10 claims1995: 5 claims1996: 5 claims2001: 2 claims2002: 1 claims2006: 4 claims2008: 1 claims2009: 11 claims2013: 1 claims2015: 2 claims2016: 1 claims2020: 4 claims2022: 1 claims2025: 5 claims19801990200020102020

What the record says

About 30% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 28% of claims.

10 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

King County* takes part in FEMA's Community Rating System (class 2), which can lower flood insurance premiums by up to 40% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19961528%
2025-12-AtmosphericRiver202559%
Torrential rain200636%

Flood zone at time of claim

High-risk zones (A, V)69% · 37
Moderate or minimal risk (X, B, C)30% · 16
Zone not recorded2% · 1

NFIP communities

King County*CRS class 2 · up to 40% off
Renton, City OfCRS class 5 · up to 25% off

Federal disaster declarations in King County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Major disaster · 2026-04-07
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Emergency · 2025-12-12
Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-04-28
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2020-04-23
Severe Winter Storms, Flooding, Landslides, MudslidesFlood · Major disaster · 2017-04-21
Severe Winter Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2012-03-05

14 flood, storm or hurricane declarations for King County since 2000.

Check a specific address in Renton.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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