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Flood history · Pacific, WA 98047

Flood insurance claims in Pacific, WA 98047

65 claims since 2000 and $3.2 million paid. Here's what the public record shows, and how to check a specific address.

65flood insurance claims since 2000
$3.2 millionpaid to policyholders
$54,432average paid claim
26claims in the last 10 years
51%of claims outside high-risk zones
#51of 451 Washington ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 98047 since 1978.

2000: 1 claims2009: 23 claims2010: 1 claims2011: 1 claims2013: 1 claims2014: 2 claims2015: 9 claims2016: 1 claims2020: 1 claims2021: 2 claims2025: 23 claims200020102020

What the record says

About 51% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Flooding here is recent: 26 claims (40%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
2025-12-AtmosphericRiver20252335%

Flood zone at time of claim

High-risk zones (A, V)49% · 32
Moderate or minimal risk (X, B, C)51% · 33

NFIP communities

Pacific, City OfParticipates in the NFIP

Federal disaster declarations in King County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Major disaster · 2026-04-07
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Emergency · 2025-12-12
Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-04-28
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2020-04-23
Severe Winter Storms, Flooding, Landslides, MudslidesFlood · Major disaster · 2017-04-21
Severe Winter Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2012-03-05

14 flood, storm or hurricane declarations for King County since 2000.

Check a specific address in Pacific.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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