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Flood history · Orting, WA 98360

Flood insurance claims in Orting, WA 98360

77 claims since 1982 and $1.3 million paid. Here's what the public record shows, and how to check a specific address.

77flood insurance claims since 1982
$1.3 millionpaid to policyholders
$24,485average paid claim
9claims in the last 10 years
40%of claims outside high-risk zones
#42of 451 Washington ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 98360 since 1978.

1982: 1 claims1986: 2 claims1990: 5 claims1995: 2 claims1996: 14 claims1998: 2 claims1999: 1 claims2001: 1 claims2006: 17 claims2007: 1 claims2008: 3 claims2009: 14 claims2012: 1 claims2014: 1 claims2015: 3 claims2017: 3 claims2021: 1 claims2023: 1 claims2024: 1 claims2025: 3 claims1990200020102020

What the record says

About 40% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 23% of claims.

9 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Pierce County* takes part in FEMA's Community Rating System (class 2), which can lower flood insurance premiums by up to 40% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19901823%
Torrential rain20061418%
2025-12-AtmosphericRiver202534%

Flood zone at time of claim

High-risk zones (A, V)58% · 45
Moderate or minimal risk (X, B, C)39% · 30
Zone not recorded3% · 2

NFIP communities

Pierce County*CRS class 2 · up to 40% off
Orting, City OfCRS class 6 · up to 20% off

Federal disaster declarations in Pierce County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Major disaster · 2026-04-07
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Emergency · 2025-12-12
Severe Winter Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2012-03-05
Severe Winter Storm And Record And Near Record SnowSevere Storm · Major disaster · 2009-03-02
Severe Winter Storm, Landslides, Mudslides, And FloodingFlood · Major disaster · 2009-01-30
Severe Winter Storm, Landslides, And MudslidesSevere Storm · Major disaster · 2007-02-14

9 flood, storm or hurricane declarations for Pierce County since 2000.

Check a specific address in Orting.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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