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Flood history · Puyallup, WA 98371

Flood insurance claims in Puyallup, WA 98371

104 claims since 1983 and $4.3 million paid. Here's what the public record shows, and how to check a specific address.

104flood insurance claims since 1983
$4.3 millionpaid to policyholders
$52,800average paid claim
25claims in the last 10 years
31%of claims outside high-risk zones
#34of 451 Washington ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 98371 since 1978.

1983: 1 claims1986: 4 claims1990: 6 claims1993: 1 claims1996: 21 claims1997: 2 claims1998: 4 claims1999: 1 claims2000: 1 claims2001: 2 claims2003: 1 claims2006: 3 claims2009: 19 claims2010: 1 claims2011: 1 claims2013: 3 claims2014: 2 claims2015: 6 claims2020: 5 claims2021: 2 claims2022: 3 claims2024: 1 claims2025: 14 claims1990200020102020

What the record says

About 31% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 26% of claims.

25 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Pierce County* takes part in FEMA's Community Rating System (class 2), which can lower flood insurance premiums by up to 40% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19902726%
2025-12-AtmosphericRiver20251413%
Torrential rain200633%

Flood zone at time of claim

High-risk zones (A, V)65% · 68
Moderate or minimal risk (X, B, C)30% · 31
Zone not recorded5% · 5

NFIP communities

Puyallup, City OfParticipates in the NFIP
Pierce County*CRS class 2 · up to 40% off

Federal disaster declarations in Pierce County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Major disaster · 2026-04-07
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Emergency · 2025-12-12
Severe Winter Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2012-03-05
Severe Winter Storm And Record And Near Record SnowSevere Storm · Major disaster · 2009-03-02
Severe Winter Storm, Landslides, Mudslides, And FloodingFlood · Major disaster · 2009-01-30
Severe Winter Storm, Landslides, And MudslidesSevere Storm · Major disaster · 2007-02-14

9 flood, storm or hurricane declarations for Pierce County since 2000.

Check a specific address in Puyallup.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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