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Flood history · Packwood, WA 98361

Flood insurance claims in Packwood, WA 98361

52 claims since 1980 and $1.5 million paid. Here's what the public record shows, and how to check a specific address.

52flood insurance claims since 1980
$1.5 millionpaid to policyholders
$35,058average paid claim
7claims in the last 10 years
28%of claims outside high-risk zones
#67of 451 Washington ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 98361 since 1978.

1980: 6 claims1990: 2 claims1991: 1 claims1995: 1 claims1996: 2 claims2003: 1 claims2005: 1 claims2006: 22 claims2009: 5 claims2015: 4 claims2017: 1 claims2020: 1 claims2025: 5 claims19801990200020102020

What the record says

72% of claims were on properties in high-risk zones and 28% outside them.

Losses are spread across many events; the largest, Torrential rain, accounts for 37% of claims.

7 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Lewis County * takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Torrential rain20061937%
2025-12-AtmosphericRiver2025510%
Unnamed flooding199048%
Winter storm200912%

Flood zone at time of claim

High-risk zones (A, V)63% · 33
Moderate or minimal risk (X, B, C)25% · 13
Zone not recorded12% · 6

NFIP communities

Lewis County *CRS class 5 · up to 25% off

Federal disaster declarations in Lewis County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Major disaster · 2026-04-07
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Emergency · 2025-12-12
Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-04-28
Severe Winter Storm, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2023-01-12
Severe Winter Storms, Snowstorms, Straight-Line Winds, FloodingFlood · Major disaster · 2022-03-29
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Major disaster · 2022-01-05

19 flood, storm or hurricane declarations for Lewis County since 2000.

Check a specific address in Packwood.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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