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Flood history · Oakville, WA 98568

Flood insurance claims in Oakville, WA 98568

68 claims since 1990 and $1.4 million paid. Here's what the public record shows, and how to check a specific address.

68flood insurance claims since 1990
$1.4 millionpaid to policyholders
$21,310average paid claim
6claims in the last 10 years
25%of claims outside high-risk zones
#50of 451 Washington ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 98568 since 1978.

1990: 2 claims1996: 7 claims1997: 2 claims2006: 1 claims2007: 31 claims2008: 2 claims2009: 16 claims2012: 1 claims2022: 6 claims1990200020102020

What the record says

75% of claims were on properties in high-risk zones and 25% outside them.

One event dominates the record: Winter storm accounts for 44% of all claims in this ZIP code.

6 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Winter storm20073044%
Unnamed flooding1990913%
Torrential rain200611%

Flood zone at time of claim

High-risk zones (A, V)75% · 51
Moderate or minimal risk (X, B, C)25% · 17

NFIP communities

Grays Harbor County*Participates in the NFIP
Oakville, City OfParticipates in the NFIP

Federal disaster declarations in Grays Harbor County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Major disaster · 2026-04-07
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Emergency · 2025-12-12
Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-04-28
Severe Winter Storms, Snowstorms, Straight-Line Winds, FloodingFlood · Major disaster · 2022-03-29
Severe Winter Storm, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2021-04-08
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2020-04-23

18 flood, storm or hurricane declarations for Grays Harbor County since 2000.

Check a specific address in Oakville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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