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Flood history · Granite Falls, WA 98252

Flood insurance claims in Granite Falls, WA 98252

133 claims since 1980 and $1.9 million paid. Here's what the public record shows, and how to check a specific address.

133flood insurance claims since 1980
$1.9 millionpaid to policyholders
$17,505average paid claim
0claims in the last 10 years
17%of claims outside high-risk zones
#27of 451 Washington ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 98252 since 1978.

1980: 2 claims1990: 3 claims1995: 1 claims1997: 1 claims1999: 1 claims2002: 1 claims2003: 31 claims2006: 67 claims2009: 3 claims2010: 13 claims2015: 10 claims19801990200020102020

What the record says

83% of claims were on properties in high-risk zones and 17% outside them.

One event dominates the record: Torrential rain accounts for 47% of all claims in this ZIP code.

No claims were recorded in the last 10 years. Older floods still show what the area can do.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Snohomish County * takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Torrential rain20066347%
Unnamed flooding199043%

Flood zone at time of claim

High-risk zones (A, V)80% · 106
Moderate or minimal risk (X, B, C)17% · 22
Zone not recorded4% · 5

NFIP communities

Snohomish County *CRS class 5 · up to 25% off

Federal disaster declarations in Snohomish County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Major disaster · 2026-04-07
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Emergency · 2025-12-12
Severe Winter Storm, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2023-01-12
Severe Winter Storm, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2021-04-08
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2020-04-23
Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, Mudslides, TornadoSevere Storm · Major disaster · 2019-03-04

19 flood, storm or hurricane declarations for Snohomish County since 2000.

Check a specific address in Granite Falls.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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