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Flood history · Castle Rock, WA 98611

Flood insurance claims in Castle Rock, WA 98611

170 claims since 1980 and $4.5 million paid. Here's what the public record shows, and how to check a specific address.

170flood insurance claims since 1980
$4.5 millionpaid to policyholders
$30,347average paid claim
2claims in the last 10 years
59%of claims outside high-risk zones
#22of 451 Washington ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 98611 since 1978.

1980: 82 claims1981: 1 claims1982: 4 claims1983: 9 claims1984: 1 claims1986: 5 claims1987: 3 claims1990: 2 claims1995: 15 claims1996: 18 claims2006: 3 claims2008: 2 claims2009: 18 claims2015: 5 claims2022: 1 claims2025: 1 claims19801990200020102020

What the record says

About 59% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Mt. St. Helens Eruption accounts for 45% of all claims in this ZIP code.

2 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Mt. St. Helens Eruption19807745%
Unnamed flooding19962414%
Torrential rain200632%
2025-12-AtmosphericRiver202511%
Winter storm200811%

Flood zone at time of claim

High-risk zones (A, V)24% · 41
Moderate or minimal risk (X, B, C)35% · 59
Zone not recorded41% · 70

NFIP communities

Cowlitz County *Participates in the NFIP
Castle Rock, City OfParticipates in the NFIP

Federal disaster declarations in Cowlitz County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Major disaster · 2026-04-07
Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-04-28
Severe Winter Storms, Snowstorms, Straight-Line Winds, FloodingFlood · Major disaster · 2022-03-29
Severe Winter Storm, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2021-04-08
Severe Winter Storm, Straight-Line Winds, Flooding, Landslides, Mudslides, And A TFlood · Major disaster · 2016-02-02
Severe Winter Storm And Record And Near Record SnowSevere Storm · Major disaster · 2009-03-02

9 flood, storm or hurricane declarations for Cowlitz County since 2000.

Check a specific address in Castle Rock.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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