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Flood history · Kalama, WA 98625

Flood insurance claims in Kalama, WA 98625

92 claims since 1986 and $2.7 million paid. Here's what the public record shows, and how to check a specific address.

92flood insurance claims since 1986
$2.7 millionpaid to policyholders
$35,614average paid claim
4claims in the last 10 years
29%of claims outside high-risk zones
#37of 451 Washington ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 98625 since 1978.

1986: 1 claims1995: 2 claims1996: 39 claims1997: 4 claims1998: 1 claims1999: 1 claims2006: 2 claims2009: 30 claims2014: 1 claims2015: 6 claims2016: 1 claims2017: 3 claims2022: 1 claims1990200020102020

What the record says

71% of claims were on properties in high-risk zones and 29% outside them.

4 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19963639%
Torrential rain200611%

Flood zone at time of claim

High-risk zones (A, V)71% · 65
Moderate or minimal risk (X, B, C)29% · 27

NFIP communities

Cowlitz County *Participates in the NFIP
Kalama, City OfParticipates in the NFIP

Federal disaster declarations in Cowlitz County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Major disaster · 2026-04-07
Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-04-28
Severe Winter Storms, Snowstorms, Straight-Line Winds, FloodingFlood · Major disaster · 2022-03-29
Severe Winter Storm, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2021-04-08
Severe Winter Storm, Straight-Line Winds, Flooding, Landslides, Mudslides, And A TFlood · Major disaster · 2016-02-02
Severe Winter Storm And Record And Near Record SnowSevere Storm · Major disaster · 2009-03-02

9 flood, storm or hurricane declarations for Cowlitz County since 2000.

Check a specific address in Kalama.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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