Flood history · Oklahoma

Flood insurance claims in Oklahoma

12,810 claims and $256.9 million paid since 1978. Find your ZIP code.

12,810claims since 1978

$256.9 millionpaid to policyholders

62ZIP codes with 50+ claims

Claims by year

Biggest flood events

Event (top events per ZIP)	Year	Claims
Unnamed flooding	1981	3,282
Thunderstorms	2007	481
Early summer storms	2015	371
Early winter storms	2015	97
Hurricane Ike	2008	64
Tropical Storm Bill	2015	37

Oklahoma ZIP codes by flood claims

ZIP codes with at least 50 claims. Select one for its full history.

ZIP	Place	County	Claims	Paid	Last 10 yrs
74354	Miami	Ottawa	1,111	$29.4 million	66
74063	Sand Springs	Tulsa	543	$21.0 million	150
74112	Tulsa	Tulsa	474	$8.7 million	0
73044	Guthrie	Logan	426	$3.9 million	10
74129	Tulsa	Tulsa	335	$8.8 million	0
74135	Tulsa	Tulsa	327	$2.9 million	4
73505	Lawton	Comanche	317	$3.2 million	26
74008	Bixby	Tulsa	312	$4.9 million	28
73750	Kingfisher	Kingfisher	272	$4.9 million	3
74070	Skiatook	Osage	248	$2.8 million	24
74105	Tulsa	Tulsa	234	$2.1 million	2
73119	Oklahoma City	Oklahoma	225	$2.7 million	9
73507	Lawton	Comanche	213	$9.2 million	15
74066	Sapulpa	Creek	210	$2.7 million	4
74006	Bartlesville	Washington	206	$5.6 million	28
74403	Muskogee	Muskogee	177	$7.0 million	54
73018	Chickasha	Grady	175	$3.5 million	7
74014	Broken Arrow	Wagoner	174	$6.2 million	18
74145	Tulsa	Tulsa	168	$3.5 million	4
74631	Blackwell	Kay	159	$1.5 million	9
73112	Oklahoma City	Oklahoma	158	$1.2 million	4
74128	Tulsa	Tulsa	155	$1.7 million	2
73501	Lawton	Comanche	152	$3.2 million	24
74003	Bartlesville	Washington	128	$1.8 million	10
74136	Tulsa	Tulsa	127	$421,220	1
73116	Oklahoma City	Oklahoma	120	$696,612	6
73139	Oklahoma City	Cleveland	114	$1.6 million	6
74115	Tulsa	Tulsa	113	$1.5 million	2
74601	Ponca City	Kay	112	$805,662	12
73036	El Reno	Canadian	100	$2.1 million	18
74017	Claremore	Rogers	98	$2.1 million	6
73072	Norman	Cleveland	95	$2.0 million	10
74429	Coweta	Wagoner	90	$1.4 million	8
73527	Cache	Comanche	89	$4.4 million	4
74114	Tulsa	Tulsa	81	$734,066	1
74464	Tahlequah	Cherokee	79	$1.1 million	28
74801	Shawnee	Pottawatomie	77	$750,435	1
73099	Yukon	Canadian	77	$988,150	8
73115	Oklahoma City	Oklahoma	77	$904,650	2
74146	Tulsa	Tulsa	75	$999,067	1
74132	Tulsa	Tulsa	70	$1.3 million	3
73120	Oklahoma City	Oklahoma	69	$728,915	9
74036	Inola	Rogers	67	$1.7 million	7
73533	Duncan	Stephens	67	$548,824	3
74434	Fort Gibson	Muskogee	66	$7.5 million	43
74133	Tulsa	Tulsa	64	$630,861	1
73132	Oklahoma City	Oklahoma	64	$378,402	4
73034	Edmond	Oklahoma	63	$978,305	4
73118	Oklahoma City	Oklahoma	62	$903,568	2
73109	Oklahoma City	Oklahoma	59	$1.3 million	0
74804	Shawnee	Pottawatomie	58	$1.3 million	6
73127	Oklahoma City	Oklahoma	58	$219,101	3
74361	Pryor	Mayes	57	$1.5 million	11
73701	Enid	Garfield	57	$157,263	4
74107	Tulsa	Tulsa	56	$893,213	8
73159	Oklahoma City	Oklahoma	54	$711,535	1
74130	Tulsa	Tulsa	54	$669,243	0
73141	Oklahoma City	Oklahoma	52	$531,733	0
74745	Idabel	McCurtain	52	$838,774	14
73160	Oklahoma City	Cleveland	50	$918,874	5
73110	Oklahoma City	Oklahoma	50	$2.2 million	7
74344	Grove	Delaware	50	$935,887	27

Check any address, free.

Official FEMA flood zone, elevation and claims history for one property.

Check an address

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.