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Flood history · Grove, OK 74344

Flood insurance claims in Grove, OK 74344

50 claims since 1995 and $935,887 paid. Here's what the public record shows, and how to check a specific address.

50flood insurance claims since 1995
$935,887paid to policyholders
$22,827average paid claim
27claims in the last 10 years
34%of claims outside high-risk zones
#62of 378 Oklahoma ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 74344 since 1978.

1995: 1 claims1998: 1 claims1999: 2 claims2007: 3 claims2011: 2 claims2013: 1 claims2015: 13 claims2017: 3 claims2019: 24 claims200020102020

What the record says

About 34% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Early summer storms, accounts for 18% of claims.

Flooding here is recent: 27 claims (54%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Early summer storms2015918%
Early winter storms201536%
Thunderstorms200712%

Flood zone at time of claim

High-risk zones (A, V)66% · 33
Moderate or minimal risk (X, B, C)34% · 17

NFIP communities

Delaware County *Participates in the NFIP
Grove, City OfParticipates in the NFIP

Federal disaster declarations in Delaware County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-06-14
Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2023-07-19
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-06-01
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2017-05-26
Severe Winter Storms And FloodingSevere Storm · Major disaster · 2016-02-10
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-05-26

18 flood, storm or hurricane declarations for Delaware County since 2000.

Check a specific address in Grove.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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