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Flood history · Oklahoma City, OK 73119

Flood insurance claims in Oklahoma City, OK 73119

225 claims since 1979 and $2.7 million paid. Here's what the public record shows, and how to check a specific address.

225flood insurance claims since 1979
$2.7 millionpaid to policyholders
$16,913average paid claim
9claims in the last 10 years
54%of claims outside high-risk zones
#12of 378 Oklahoma ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 73119 since 1978.

1979: 1 claims1981: 8 claims1982: 1 claims1983: 2 claims1984: 3 claims1985: 2 claims1986: 9 claims1987: 5 claims1988: 1 claims1989: 10 claims1993: 68 claims1994: 1 claims1995: 1 claims1996: 2 claims2000: 1 claims2007: 2 claims2010: 37 claims2013: 26 claims2014: 8 claims2015: 28 claims2018: 7 claims2019: 2 claims19801990200020102020

What the record says

About 54% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

9 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Oklahoma City, City Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19818437%
Early summer storms201510%

Flood zone at time of claim

High-risk zones (A, V)45% · 102
Moderate or minimal risk (X, B, C)48% · 108
Undetermined (D)6% · 13
Zone not recorded1% · 2

NFIP communities

Oklahoma City, City OfCRS class 8 · up to 10% off

Federal disaster declarations in Oklahoma County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-03-18
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-05-26
Severe Winter StormSevere Storm · Emergency · 2011-02-02
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2010-07-26
Severe Storms, Tornadoes, And Straight-Line WindsSevere Storm · Major disaster · 2010-05-24
Severe Winter StormSevere Storm · Emergency · 2010-01-30

13 flood, storm or hurricane declarations for Oklahoma County since 2000.

Check a specific address in Oklahoma City.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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