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Flood history · Broken Arrow, OK 74014

Flood insurance claims in Broken Arrow, OK 74014

174 claims since 1980 and $6.2 million paid. Here's what the public record shows, and how to check a specific address.

174flood insurance claims since 1980
$6.2 millionpaid to policyholders
$40,252average paid claim
18claims in the last 10 years
21%of claims outside high-risk zones
#18of 378 Oklahoma ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 74014 since 1978.

1980: 3 claims1982: 1 claims1983: 1 claims1984: 15 claims1985: 1 claims1986: 16 claims1989: 4 claims1990: 1 claims1992: 5 claims1993: 8 claims1998: 1 claims1999: 20 claims2000: 1 claims2006: 24 claims2007: 2 claims2008: 31 claims2009: 3 claims2010: 1 claims2012: 1 claims2015: 17 claims2018: 1 claims2019: 13 claims2025: 3 claims2026: 1 claims19801990200020102020

What the record says

79% of claims were on properties in high-risk zones and 21% outside them.

18 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Broken Arrow, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19863822%
Early summer storms2015169%

Flood zone at time of claim

High-risk zones (A, V)78% · 135
Moderate or minimal risk (X, B, C)20% · 35
Zone not recorded2% · 4

NFIP communities

Wagoner County*Participates in the NFIP
Broken Arrow, City OfCRS class 7 · up to 15% off

Federal disaster declarations in Wagoner County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2023-07-19
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-06-01
FloodingFlood · Emergency · 2019-05-25
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-05-26
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2011-05-13
Severe Winter StormSevere Storm · Emergency · 2011-02-02

12 flood, storm or hurricane declarations for Wagoner County since 2000.

Check a specific address in Broken Arrow.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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