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Flood history · Tulsa, OK 74132

Flood insurance claims in Tulsa, OK 74132

70 claims since 1979 and $1.3 million paid. Here's what the public record shows, and how to check a specific address.

70flood insurance claims since 1979
$1.3 millionpaid to policyholders
$21,078average paid claim
3claims in the last 10 years
23%of claims outside high-risk zones
#41of 378 Oklahoma ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 74132 since 1978.

1979: 2 claims1984: 2 claims1985: 3 claims1986: 4 claims1987: 1 claims1990: 3 claims1993: 1 claims1994: 4 claims1995: 5 claims1998: 7 claims1999: 2 claims2000: 26 claims2004: 2 claims2009: 2 claims2012: 1 claims2015: 2 claims2018: 1 claims2019: 1 claims2020: 1 claims19801990200020102020

What the record says

77% of claims were on properties in high-risk zones and 23% outside them.

3 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Tulsa, City Of takes part in FEMA's Community Rating System (class 1), which can lower flood insurance premiums by up to 45% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding1986913%
Early winter storms201511%

Flood zone at time of claim

High-risk zones (A, V)76% · 53
Moderate or minimal risk (X, B, C)23% · 16
Zone not recorded1% · 1

NFIP communities

Tulsa, City OfCRS class 1 · up to 45% off
Tulsa County *CRS class 8 · up to 10% off

Federal disaster declarations in Tulsa County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2023-07-19
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2022-06-29
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-06-01
FloodingFlood · Emergency · 2019-05-25
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-05-26
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2011-05-13

11 flood, storm or hurricane declarations for Tulsa County since 2000.

Check a specific address in Tulsa.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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