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Flood history · Oklahoma City, OK 73110

Flood insurance claims in Oklahoma City, OK 73110

50 claims since 1983 and $2.2 million paid. Here's what the public record shows, and how to check a specific address.

50flood insurance claims since 1983
$2.2 millionpaid to policyholders
$64,373average paid claim
7claims in the last 10 years
60%of claims outside high-risk zones
#61of 378 Oklahoma ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 73110 since 1978.

1983: 3 claims1985: 1 claims1989: 1 claims2000: 1 claims2002: 1 claims2004: 7 claims2006: 1 claims2007: 2 claims2010: 1 claims2011: 1 claims2013: 21 claims2015: 3 claims2017: 1 claims2018: 1 claims2021: 3 claims2022: 1 claims2023: 1 claims1990200020102020

What the record says

About 60% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

7 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding198348%

Flood zone at time of claim

High-risk zones (A, V)40% · 20
Moderate or minimal risk (X, B, C)60% · 30

NFIP communities

Midwest City, City OfParticipates in the NFIP
Oklahoma County*Participates in the NFIP

Federal disaster declarations in Oklahoma County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-03-18
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-05-26
Severe Winter StormSevere Storm · Emergency · 2011-02-02
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2010-07-26
Severe Storms, Tornadoes, And Straight-Line WindsSevere Storm · Major disaster · 2010-05-24
Severe Winter StormSevere Storm · Emergency · 2010-01-30

13 flood, storm or hurricane declarations for Oklahoma County since 2000.

Check a specific address in Oklahoma City.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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