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Flood history · Guthrie, OK 73044

Flood insurance claims in Guthrie, OK 73044

426 claims since 1983 and $3.9 million paid. Here's what the public record shows, and how to check a specific address.

426flood insurance claims since 1983
$3.9 millionpaid to policyholders
$11,408average paid claim
10claims in the last 10 years
8%of claims outside high-risk zones
#4of 378 Oklahoma ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 73044 since 1978.

1983: 37 claims1986: 26 claims1987: 41 claims1989: 38 claims1990: 30 claims1993: 45 claims1995: 106 claims1997: 1 claims1998: 2 claims2007: 28 claims2008: 32 claims2010: 13 claims2012: 1 claims2013: 16 claims2017: 1 claims2019: 8 claims2021: 1 claims1990200020102020

What the record says

Almost all claims here (92%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

10 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding198610725%
Thunderstorms2007102%

Flood zone at time of claim

High-risk zones (A, V)92% · 392
Moderate or minimal risk (X, B, C)8% · 34

NFIP communities

Guthrie, City OfParticipates in the NFIP
Logan County *Participates in the NFIP

Federal disaster declarations in Logan County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-06-01
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2017-05-26
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-05-26
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2011-06-06
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2011-05-13
Severe Winter StormSevere Storm · Emergency · 2011-02-02

17 flood, storm or hurricane declarations for Logan County since 2000.

Check a specific address in Guthrie.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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