Flood history · Minnesota
Flood insurance claims in Minnesota
12,222 claims and $153.8 million paid since 1978. Find your ZIP code.
12,222claims since 1978
$153.8 millionpaid to policyholders
39ZIP codes with 50+ claims
Claims by year
Biggest flood events
| Event (top events per ZIP) | Year | Claims |
|---|---|---|
| Unnamed flooding | 1997 | 3,781 |
| Not a named storm | 1979 | 839 |
| Severe flooding | 2001 | 715 |
| Torrential rain | 2002 | 269 |
| Midwest Flooding | 1993 | 246 |
| Winter storm | 2009 | 145 |
| June Midwest Flooding | 2024 | 117 |
Minnesota ZIP codes by flood claims
ZIP codes with at least 50 claims. Select one for its full history.
| ZIP | Place | County | Claims | Paid | Last 10 yrs |
|---|---|---|---|---|---|
| 56721 | East Grand Forks | Polk | 1,226 | $33.6 million | 22 |
| 56560 | Moorhead | Clay | 1,155 | $12.2 million | 1 |
| 55912 | Austin | Mower | 710 | $10.8 million | 10 |
| 56762 | Warren | Marshall | 673 | $2.7 million | 0 |
| 56744 | Oslo | Marshall | 478 | $2.2 million | 8 |
| 56520 | Breckenridge | Wilkin | 472 | $7.3 million | 1 |
| 55904 | Rochester | Olmsted | 362 | $2.7 million | 5 |
| 56751 | Roseau | Roseau | 271 | $3.3 million | 0 |
| 56757 | Stephen | Marshall | 181 | $1.6 million | 0 |
| 55043 | Lakeland | Washington | 165 | $1.3 million | 13 |
| 55003 | Bayport | Washington | 161 | $2.1 million | 20 |
| 56241 | Granite Falls | Yellow Medicine | 160 | $2.1 million | 6 |
| 55901 | Rochester | Olmsted | 156 | $822,147 | 5 |
| 56265 | Montevideo | Chippewa | 155 | $2.3 million | 5 |
| 56728 | Hallock | Kittson | 150 | $892,520 | 1 |
| 55313 | Buffalo | Wright | 132 | $1.6 million | 4 |
| 55902 | Rochester | Olmsted | 106 | $845,060 | 2 |
| 56546 | Georgetown | Clay | 105 | $695,995 | 1 |
| 56548 | Halstad | Norman | 102 | $975,132 | 2 |
| 55060 | Owatonna | Steele | 86 | $2.0 million | 4 |
| 56716 | Crookston | Polk | 82 | $429,094 | 3 |
| 56187 | Worthington | Nobles | 79 | $200,900 | 14 |
| 55981 | Wabasha | Wabasha | 77 | $708,225 | 10 |
| 56278 | Ortonville | Big Stone | 72 | $627,494 | 3 |
| 56219 | Browns Valley | Traverse | 68 | $410,455 | 1 |
| 55372 | Prior Lake | Scott | 67 | $405,996 | 1 |
| 56296 | Wheaton | Traverse | 65 | $487,785 | 2 |
| 56096 | Waterville | Le Sueur | 64 | $1.9 million | 31 |
| 56001 | Mankato | Blue Earth | 62 | $784,832 | 16 |
| 55947 | La Crescent | Houston | 61 | $735,443 | 7 |
| 55987 | Winona | Winona | 60 | $1.1 million | 1 |
| 56510 | Ada | Norman | 60 | $812,794 | 0 |
| 55906 | Rochester | Olmsted | 58 | $321,678 | 1 |
| 55041 | Lake City | Wabasha | 57 | $408,157 | 3 |
| 55033 | Hastings | Dakota | 57 | $425,012 | 8 |
| 55760 | Mcgregor | Aitkin | 56 | $510,008 | 0 |
| 55963 | Pine Island | Goodhue | 52 | $908,559 | 11 |
| 56258 | Marshall | Lyon | 52 | $107,093 | 2 |
| 56713 | Argyle | Marshall | 50 | $238,835 | 2 |
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Official FEMA flood zone, elevation and claims history for one property.
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.