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Flood history · Prior Lake, MN 55372

Flood insurance claims in Prior Lake, MN 55372

67 claims since 1979 and $405,996 paid. Here's what the public record shows, and how to check a specific address.

67flood insurance claims since 1979
$405,996paid to policyholders
$9,227average paid claim
1claims in the last 10 years
14%of claims outside high-risk zones
#26of 507 Minnesota ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 55372 since 1978.

1979: 1 claims1980: 1 claims1982: 1 claims1983: 22 claims1984: 1 claims1985: 2 claims1987: 1 claims1993: 9 claims1997: 1 claims1998: 3 claims1999: 5 claims2011: 1 claims2013: 1 claims2014: 16 claims2015: 1 claims2019: 1 claims19801990200020102020

What the record says

86% of claims were on properties in high-risk zones and 14% outside them.

1 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Midwest Flooding199357%
Unnamed flooding198711%

Flood zone at time of claim

High-risk zones (A, V)85% · 57
Moderate or minimal risk (X, B, C)13% · 9
Zone not recorded1% · 1

NFIP communities

Prior Lake, City OfParticipates in the NFIP

Federal disaster declarations in Scott County

Flood, hurricane and storm declarations since 2000.

Severe Winter Storm, Straight-Line Winds, And FloodingFlood · Major disaster · 2019-06-12
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Major disaster · 2014-07-21
Severe Storms And FloodingFlood · Major disaster · 2011-05-10
FloodingFlood · Major disaster · 2010-04-19
FloodingFlood · Emergency · 2010-03-19
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13

7 flood, storm or hurricane declarations for Scott County since 2000.

Check a specific address in Prior Lake.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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