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Flood history · Bayport, MN 55003

Flood insurance claims in Bayport, MN 55003

161 claims since 1979 and $2.1 million paid. Here's what the public record shows, and how to check a specific address.

161flood insurance claims since 1979
$2.1 millionpaid to policyholders
$16,973average paid claim
20claims in the last 10 years
19%of claims outside high-risk zones
#11of 507 Minnesota ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 55003 since 1978.

1979: 1 claims1981: 1 claims1982: 1 claims1993: 6 claims1996: 1 claims1997: 36 claims2001: 60 claims2009: 1 claims2011: 23 claims2014: 10 claims2016: 1 claims2019: 15 claims2023: 5 claims19801990200020102020

What the record says

81% of claims were on properties in high-risk zones and 19% outside them.

Losses are spread across many events; the largest, Severe flooding, accounts for 36% of claims.

20 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Severe flooding20015836%
Unnamed flooding19973622%
Midwest Flooding199321%

Flood zone at time of claim

High-risk zones (A, V)81% · 131
Moderate or minimal risk (X, B, C)19% · 30

NFIP communities

Bayport, City OfParticipates in the NFIP

Federal disaster declarations in Washington County

Flood, hurricane and storm declarations since 2000.

Severe Winter Storm, Straight-Line Winds, And FloodingFlood · Major disaster · 2019-06-12
Severe Storms And FloodingFlood · Major disaster · 2011-05-10
FloodingFlood · Emergency · 2010-03-19
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13
Severe Winter Storms, Flooding, And TornadoesFlood · Major disaster · 2001-05-16

5 flood, storm or hurricane declarations for Washington County since 2000.

Check a specific address in Bayport.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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