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Flood history · Pine Island, MN 55963

Flood insurance claims in Pine Island, MN 55963

52 claims since 1979 and $908,559 paid. Here's what the public record shows, and how to check a specific address.

52flood insurance claims since 1979
$908,559paid to policyholders
$21,632average paid claim
11claims in the last 10 years
23%of claims outside high-risk zones
#37of 507 Minnesota ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 55963 since 1978.

1979: 3 claims1990: 8 claims1993: 2 claims2002: 5 claims2010: 19 claims2016: 4 claims2019: 11 claims19801990200020102020

What the record says

77% of claims were on properties in high-risk zones and 23% outside them.

11 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

No named events recorded.

Flood zone at time of claim

High-risk zones (A, V)71% · 37
Moderate or minimal risk (X, B, C)21% · 11
Zone not recorded8% · 4

NFIP communities

Pine Island, City OfParticipates in the NFIP
Goodhue County *Participates in the NFIP
Olmsted County *Participates in the NFIP

Federal disaster declarations in Goodhue County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingFlood · Major disaster · 2024-06-28
Severe Winter Storm, Straight-Line Winds, And FloodingFlood · Major disaster · 2019-06-12
Severe Storms And FloodingFlood · Major disaster · 2016-11-02
Severe Storms And FloodingSevere Storm · Major disaster · 2012-07-06
Severe Storms And FloodingSevere Storm · Major disaster · 2010-10-13
FloodingFlood · Emergency · 2010-03-19

9 flood, storm or hurricane declarations for Goodhue County since 2000.

Check a specific address in Pine Island.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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