FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · La Crescent, MN 55947

Flood insurance claims in La Crescent, MN 55947

61 claims since 1979 and $735,443 paid. Here's what the public record shows, and how to check a specific address.

61flood insurance claims since 1979
$735,443paid to policyholders
$18,858average paid claim
7claims in the last 10 years
5%of claims outside high-risk zones
#30of 507 Minnesota ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 55947 since 1978.

1979: 2 claims1980: 1 claims1982: 1 claims1983: 1 claims1993: 10 claims1997: 5 claims2001: 29 claims2007: 1 claims2010: 1 claims2011: 2 claims2014: 1 claims2019: 1 claims2023: 5 claims2024: 1 claims19801990200020102020

What the record says

Almost all claims here (95%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Severe flooding, accounts for 39% of claims.

7 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Severe flooding20012439%
Midwest Flooding1993711%
Unnamed flooding199758%
Not a named storm197912%

Flood zone at time of claim

High-risk zones (A, V)95% · 58
Moderate or minimal risk (X, B, C)5% · 3

NFIP communities

La Crescent, City OfParticipates in the NFIP
Houston County *Participates in the NFIP

Federal disaster declarations in Houston County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingFlood · Major disaster · 2024-06-28
Severe Storms And FloodingFlood · Major disaster · 2023-07-19
Severe Winter Storm, Straight-Line Winds, And FloodingFlood · Major disaster · 2019-06-12
Severe Storms And FloodingFlood · Major disaster · 2016-11-02
Severe Storms, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2013-07-25
Severe Storms And FloodingSevere Storm · Major disaster · 2008-06-25

10 flood, storm or hurricane declarations for Houston County since 2000.

Check a specific address in La Crescent.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Minnesota ZIP codes · All states · Flood zones explained