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Flood history · Mankato, MN 56001

Flood insurance claims in Mankato, MN 56001

62 claims since 1978 and $784,832 paid. Here's what the public record shows, and how to check a specific address.

62flood insurance claims since 1978
$784,832paid to policyholders
$20,124average paid claim
16claims in the last 10 years
84%of claims outside high-risk zones
#29of 507 Minnesota ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 56001 since 1978.

1978: 3 claims1979: 1 claims1984: 3 claims1986: 2 claims1989: 1 claims1993: 3 claims1996: 2 claims1997: 6 claims2001: 3 claims2004: 3 claims2010: 7 claims2011: 5 claims2012: 1 claims2014: 5 claims2016: 1 claims2018: 1 claims2019: 2 claims2020: 1 claims2024: 9 claims2025: 3 claims19801990200020102020

What the record says

About 84% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, June Midwest Flooding, accounts for 15% of claims.

16 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
June Midwest Flooding2024915%
Unnamed flooding1978813%
Severe flooding200123%

Flood zone at time of claim

High-risk zones (A, V)16% · 10
Moderate or minimal risk (X, B, C)84% · 52

NFIP communities

Blue Earth County *Participates in the NFIP
Mankato, City OfParticipates in the NFIP

Federal disaster declarations in Blue Earth County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingFlood · Major disaster · 2024-06-28
Severe Winter Storm, Straight-Line Winds, And FloodingFlood · Major disaster · 2019-06-12
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Major disaster · 2018-09-05
Severe Storms And FloodingFlood · Major disaster · 2016-11-02
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Major disaster · 2014-07-21
Severe Storms And FloodingFlood · Major disaster · 2011-05-10

10 flood, storm or hurricane declarations for Blue Earth County since 2000.

Check a specific address in Mankato.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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