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Flood history · Edison, NJ 08817

Flood insurance claims in Edison, NJ 08817

107 claims since 1978 and $2.6 million paid. Here's what the public record shows, and how to check a specific address.

107flood insurance claims since 1978
$2.6 millionpaid to policyholders
$36,617average paid claim
31claims in the last 10 years
48%of claims outside high-risk zones
#197of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 08817 since 1978.

1978: 7 claims1979: 4 claims1980: 2 claims1981: 2 claims1984: 1 claims1988: 3 claims1989: 3 claims1994: 1 claims1995: 1 claims1996: 2 claims1997: 1 claims1999: 1 claims2000: 1 claims2004: 1 claims2005: 1 claims2007: 7 claims2010: 7 claims2011: 22 claims2012: 6 claims2013: 1 claims2014: 2 claims2020: 1 claims2021: 28 claims2024: 1 claims2025: 1 claims19801990200020102020

What the record says

About 48% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Ida, accounts for 25% of claims.

31 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Ida20212725%
Hurricane Irene20112019%
April 2007 Nor'easter200777%
March 2010 Nor'easter201077%
Hurricane Sandy201266%
Unnamed flooding199644%

Flood zone at time of claim

High-risk zones (A, V)48% · 51
Moderate or minimal risk (X, B, C)45% · 48
Zone not recorded7% · 8

NFIP communities

Edison, Township OfParticipates in the NFIP

Federal disaster declarations in Middlesex County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe StormSevere Storm · Major disaster · 2011-11-30

11 flood, storm or hurricane declarations for Middlesex County since 2000.

Check a specific address in Edison.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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