FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · New Brunswick, NJ 08901

Flood insurance claims in New Brunswick, NJ 08901

83 claims since 1979 and $4.1 million paid. Here's what the public record shows, and how to check a specific address.

83flood insurance claims since 1979
$4.1 millionpaid to policyholders
$59,214average paid claim
40claims in the last 10 years
22%of claims outside high-risk zones
#232of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 08901 since 1978.

1979: 2 claims1983: 1 claims1984: 1 claims1985: 1 claims1988: 1 claims1989: 4 claims1993: 1 claims1997: 1 claims1999: 4 claims2003: 4 claims2004: 1 claims2007: 3 claims2010: 1 claims2011: 16 claims2012: 1 claims2014: 1 claims2018: 1 claims2021: 36 claims2023: 3 claims19801990200020102020

What the record says

78% of claims were on properties in high-risk zones and 22% outside them.

One event dominates the record: Hurricane Ida accounts for 43% of all claims in this ZIP code.

Flooding here is recent: 40 claims (48%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Ida20213643%
Hurricane Irene20111619%
Hurricane Floyd199945%
April 2007 Nor'easter200734%
Unnamed flooding198411%
Mid-spring storms201411%

Flood zone at time of claim

High-risk zones (A, V)77% · 64
Moderate or minimal risk (X, B, C)22% · 18
Zone not recorded1% · 1

NFIP communities

New Brunswick, City OfParticipates in the NFIP

Federal disaster declarations in Middlesex County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe StormSevere Storm · Major disaster · 2011-11-30

11 flood, storm or hurricane declarations for Middlesex County since 2000.

Check a specific address in New Brunswick.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All New Jersey ZIP codes · All states · Flood zones explained