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Flood history · South Plainfield, NJ 07080

Flood insurance claims in South Plainfield, NJ 07080

404 claims since 1978 and $10.1 million paid. Here's what the public record shows, and how to check a specific address.

404flood insurance claims since 1978
$10.1 millionpaid to policyholders
$28,791average paid claim
119claims in the last 10 years
13%of claims outside high-risk zones
#88of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07080 since 1978.

1978: 6 claims1979: 2 claims1983: 2 claims1984: 3 claims1985: 1 claims1988: 1 claims1991: 2 claims1992: 1 claims1994: 2 claims1996: 19 claims1997: 3 claims1998: 1 claims1999: 40 claims2003: 2 claims2004: 1 claims2005: 2 claims2007: 45 claims2009: 1 claims2010: 44 claims2011: 93 claims2012: 3 claims2014: 10 claims2015: 1 claims2018: 5 claims2019: 1 claims2020: 1 claims2021: 61 claims2023: 4 claims2024: 1 claims2025: 46 claims19801990200020102020

What the record says

87% of claims were on properties in high-risk zones and 13% outside them.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 23% of claims.

119 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Irene20119223%
Hurricane Ida20215915%
2025 July NYC Metro Area Flooding20254511%
April 2007 Nor'easter20074511%
March 2010 Nor'easter20104411%
Hurricane Floyd19993910%

Flood zone at time of claim

High-risk zones (A, V)85% · 344
Moderate or minimal risk (X, B, C)13% · 51
Zone not recorded2% · 9

NFIP communities

South Plainfield, Borough OfParticipates in the NFIP

Federal disaster declarations in Middlesex County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe StormSevere Storm · Major disaster · 2011-11-30

11 flood, storm or hurricane declarations for Middlesex County since 2000.

Check a specific address in South Plainfield.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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