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Flood history · Plainfield, NJ 07063

Flood insurance claims in Plainfield, NJ 07063

235 claims since 1978 and $3.6 million paid. Here's what the public record shows, and how to check a specific address.

Check an address in 07063
235flood insurance claims since 1978
$3.6 millionpaid to policyholders
$19,092average paid claim
68claims in the last 10 years
9%of claims outside high-risk zones
#130of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07063 since 1978.

1978: 1 claims1979: 4 claims1983: 1 claims1984: 3 claims1992: 2 claims1994: 1 claims1996: 23 claims1997: 4 claims1998: 1 claims1999: 37 claims2004: 2 claims2005: 1 claims2007: 15 claims2010: 22 claims2011: 41 claims2012: 3 claims2014: 4 claims2015: 1 claims2016: 1 claims2018: 3 claims2021: 33 claims2023: 1 claims2025: 31 claims19801990200020102020

What the record says

Almost all claims here (91%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 17% of claims.

68 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

North Plainfield, Borough Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Irene20114117%
Hurricane Floyd19993716%
2025 July NYC Metro Area Flooding20253013%
Hurricane Ida20212812%
Unnamed flooding1996229%
March 2010 Nor'easter2010219%

Flood zone at time of claim

High-risk zones (A, V)91% · 215
Moderate or minimal risk (X, B, C)9% · 20

NFIP communities

North Plainfield, Borough OfCRS class 8 · up to 10% off
Plainfield, City OfParticipates in the NFIP

Federal disaster declarations in Union County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2018-06-08
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28

12 flood, storm or hurricane declarations for Union County since 2000.

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ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

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Nearby New Jersey ZIP codes

08812

Dunellen

710 claims · $14.8 million paid

07060

Plainfield

668 claims · $11.8 million paid

07080

South Plainfield

404 claims · $10.1 million paid

07062

Plainfield

983 claims · $10.8 million paid

08846

Middlesex

1,095 claims · $33.9 million paid

08854

Piscataway

266 claims · $12.8 million paid

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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